We'll find you the right product for your situation and guide you through the whole process. So you can move onwards and upwards with confidence. Equity release or lifetime mortgage, lets you use money locked away in your property to enjoy life. No monthly repayments and you're free to spend the tax-free cash however you wish. If market conditions are favourable your remaining equity share should stay intact.
Whatever happens you'll never be in negative equity and you can stay in your home forever or move the deal to a new property. You can even use the extra cash to invest in a second home. Making a Will is the smartest and simplest way to protect your loved ones. If you don't dictate how your estate should be shared and who'll look after your children, then the law will decide, and it's not always fair.
Life is beautiful, but beautiful things can turn ugly. Having the right insurance will protect you, your family and your home should life not play ball. Insurance comes in many forms so it's important you get the right product for your specific circumstances.
Whatever happens you'll never be in negative equity and you can stay in your home forever or move the deal to a new property. You can even use the extra cash to invest in a second home. Making a Will is the smartest and simplest way to protect your loved ones. If you don't dictate how your estate should be shared and who'll look after your children, then the law will decide, and it's not always fair.
Life is beautiful, but beautiful things can turn ugly. Having the right insurance will protect you, your family and your home should life not play ball. Insurance comes in many forms so it's important you get the right product for your specific circumstances.
Services
Michael Usher is a local, family-run business.
We've been helping people in Surrey, Hampshire and Berkshire for 30 years and their dogs for 210 dog years!
Michael founded the company to provide an honest, friendly service that you lovely folk would be happy to use and recommend time and time again - it's this ethos that's led to thousands of happy customers and countless awards.
Our CeMap qualified mortgage advisors are some of the best in the business.
We have access to the whole market of lenders so we can find you the most suitable product for your situation.
We've been helping people in Surrey, Hampshire and Berkshire for 30 years and their dogs for 210 dog years!
Michael founded the company to provide an honest, friendly service that you lovely folk would be happy to use and recommend time and time again - it's this ethos that's led to thousands of happy customers and countless awards.
Our CeMap qualified mortgage advisors are some of the best in the business.
We have access to the whole market of lenders so we can find you the most suitable product for your situation.
If you have a mortgage but you're approaching the end of your fixed rate period, a remortgage will stop you from paying thousands extra on your lender's default rate.
They can also be used to release equity from your home or consolidate debts and credit cards.
If you're moving house, whether you're able to keep your current mortgage or not, now is a great time to look at your options.
Lenders generally offer extremely competitive rates to movers, so it's worth finding out how much you could save.
They can also be used to release equity from your home or consolidate debts and credit cards.
If you're moving house, whether you're able to keep your current mortgage or not, now is a great time to look at your options.
Lenders generally offer extremely competitive rates to movers, so it's worth finding out how much you could save.
If your family lost part or all its income due to death, injury or illness, would you be able to pay the mortgage, debts, and other living expenses?
Savings may help but not usually for long.
Government benefits are only available in certain situations, and they won't usually cover your mortgage, let alone everything else - and they're notoriously hard to claim on.
No one likes to think something bad could happen to them, but accidents and illnesses are a part of life.
With the right insurance in place, your family can focus on recovering from a traumatic incident quickly - and your mortgage, home, and quality of life will be protected.
Savings may help but not usually for long.
Government benefits are only available in certain situations, and they won't usually cover your mortgage, let alone everything else - and they're notoriously hard to claim on.
No one likes to think something bad could happen to them, but accidents and illnesses are a part of life.
With the right insurance in place, your family can focus on recovering from a traumatic incident quickly - and your mortgage, home, and quality of life will be protected.
Our experts will find you the most suitable deal from the whole market of lenders and help you make the switch.
Whether looking to reduce your monthly payments, shorten the length of your mortgage, or free up some cash, finding the right remortgage deal could be life changing.
Perfectly seamless service from start to finish.
Stephen helped my sister and I remortgage our house recently, Stephen and the rest of the Michael Usher team were nothing but professional and helpful throughout the whole process.
Whether looking to reduce your monthly payments, shorten the length of your mortgage, or free up some cash, finding the right remortgage deal could be life changing.
Perfectly seamless service from start to finish.
Stephen helped my sister and I remortgage our house recently, Stephen and the rest of the Michael Usher team were nothing but professional and helpful throughout the whole process.
Our expert mortgage advisors will find you the right deal and liaise with your lenders, estate agents, and solicitors to make your switch smooth and easy.
The services provided are outstanding!
My partner and I were concerned we would not be able to obtain a mortgage being 2nd time buyers and not the best credit history.
However with some sound advice and Joe being determined and very professional it proved no problem and we are now in our new home.
Would not hesitate to recommend Michael Usher services and we would most definitely use them again.
The services provided are outstanding!
My partner and I were concerned we would not be able to obtain a mortgage being 2nd time buyers and not the best credit history.
However with some sound advice and Joe being determined and very professional it proved no problem and we are now in our new home.
Would not hesitate to recommend Michael Usher services and we would most definitely use them again.
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