Rosemount Financial Solutions Limited offer guidance and advice to clients from all around the United Kingdom supported by qualified Mortgage, Protection and Investment Advisers. We pride ourselves on the relationships we build with our clients, helping them reach their financial goals. Our qualified financial and mortgage advisers in Basingstoke are ready to help with your financial needs.
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Buying a home for the first time can be a daunting prospect.
There's so many things to think about - and that's before you've even considered the many mortgage products, rates and lenders to choose from.
There are a range of options available to support first time buyers get on the property ladder.
However, due to the nature of some of these mortgages, choice is often limited to a small number of lenders.
There's so many things to think about - and that's before you've even considered the many mortgage products, rates and lenders to choose from.
There are a range of options available to support first time buyers get on the property ladder.
However, due to the nature of some of these mortgages, choice is often limited to a small number of lenders.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Buy-to-let properties remain a desirable investment for many people wanting to create additional income, particularly in retirement.
We take time to really understand your needs and objectives and if a buy-to-let property is going to help you to achieve your financial goals, we will secure you a competitive deal.
Buy-to-let properties remain a desirable investment for many people wanting to create additional income, particularly in retirement.
We take time to really understand your needs and objectives and if a buy-to-let property is going to help you to achieve your financial goals, we will secure you a competitive deal.
Whether you have reached the end of your existing fixed term deal or want to raise money through re-mortgaging, we can help you find the right deal for your needs.
Re-Mortgaging involves switching your mortgage to another deal with another lender without actually moving property.
For example, the introductory discounted interest rate may have finished with your current lender, and you might get a cheaper deal with another lender.
Other people re-mortgage to consolidate their debts (It is worth noting that a re-mortgage isn't always the most suitable option as securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable).
Re-Mortgaging involves switching your mortgage to another deal with another lender without actually moving property.
For example, the introductory discounted interest rate may have finished with your current lender, and you might get a cheaper deal with another lender.
Other people re-mortgage to consolidate their debts (It is worth noting that a re-mortgage isn't always the most suitable option as securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable).
An offset mortgage is a home loan where savings held in a linked bank account are subtracted from the amount of mortgage that you pay interest on, meaning you can either pay less each month or pay off your mortgage more quickly.
With an offset mortgage you can potentially reduce the amount of interest you pay on your mortgage by offsetting any credit balance you have with the Lender / Bank against the mortgage debt.
Some lenders facilitate this through a single account (usually known as a current account mortgage), others offer multiple accounts that allow customers to virtually separate their finances, but whichever the mechanism, the offsetting principle is the same.
With an offset mortgage you can potentially reduce the amount of interest you pay on your mortgage by offsetting any credit balance you have with the Lender / Bank against the mortgage debt.
Some lenders facilitate this through a single account (usually known as a current account mortgage), others offer multiple accounts that allow customers to virtually separate their finances, but whichever the mechanism, the offsetting principle is the same.
Whether you need to set up or review existing retirement planning strategies for you or your employees, we have ways to help you make the most of your retirement opportunities.
We understand that you have a choice as to who you work with as your retirement planners and that if you are not happy with either our advice or our service you will simply take your business elsewhere.
Rosemount Financial Solutions work alongside 120 qualified Financial Advisers with many retirement specialists located across the UK.
We understand that you have a choice as to who you work with as your retirement planners and that if you are not happy with either our advice or our service you will simply take your business elsewhere.
Rosemount Financial Solutions work alongside 120 qualified Financial Advisers with many retirement specialists located across the UK.
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