The Mortgage Bubble
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Don't let the stress of mortgages burst your bubble
The Mortgage Bubble
We are an award-winning mortgage brokerage from Basingstoke. We have access to over 90 lenders and 24,000 mortgage products. We have helped first-time buyers, current homeowners and property investors.

Having gained over 100 5* reviews in just over 18 months. It is a testament to what our mortgage advisors can do with amazing customer service.
Served areas
  • Basingstoke, Camberley, Farnborough, Reading, Winchester, Newbury, Fleet, Yateley, Church Crookham, Wokingham, Bracknell, Woking
Details
  • Year established: 2021
  • Employees: 5
  • Licensed
  • Insured
Highlights and features
  • Mortgages for first-time buyers
  • Mortgages for home movers
  • Remortgage advice
  • Buy to Let mortgages
  • Equity Release
Associations and certifications
  • All of our advisers our CEMAP qualified with a few who are CeRER qualified to be able to help with equity release enquiries.
Payment methods
  • Bank transfers
Services
We can arrange a remortgage to your new lender, ensuring you get the best mortgage deal available. Trust us to handle the entire process for you.
Choosing the right first-time buyer mortgage is crucial for long-term financial stability. Our team of experts at The Mortgage Bubble, hosted at themortgagebubble.com, will thoroughly analyze your personal and financial situation, establishing the maximum borrowing capacity. Trust us to find the perfect mortgage option that suits your needs.
If you are looking to move home and need more space or considering downsizing, trust The Mortgage Bubble for reliable assistance. Our team has extensive experience in supporting clients and families throughout the entire process, offering honest and dependable advice. Reach out to us today to obtain your agreement in principle.
At The Mortgage Bubble, we recognize the importance of securing your financial stability during life-altering events like death, accidents, sickness, or critical illness. We are dedicated to providing the necessary protection and support for you and your family.
People
Joe Capon
Joe Capon
Managing Director
As an award-winning mortgage advisor, Joe has gained a good reputation with clients of all situations, providing you with bespoke advice when it matters. Joe cherishes helping you buy your first home, forever home or remortgaging to raise the funds to do your dream home improvements. Whoever you are, Joe is here to help!
Joe Joyce
Joe Joyce
Residential Lending Director
After a successful career in both estate agency and now financial services, Joe has gained over 13 years of experience which he utilises to help first time buyers, current homeowners and property investors throughout their respective journeys.

It is this experience which Joe can call upon that sets him apart from the majority of other brokers. With his client’s experience at the top of his agenda, Joe is always happy to help and go the extra mile to meet each client’s individual needs.
Gallery
Feeling let down by your bank
Award-winning mortgage advisors
When is the best time to remortgage?
100 5* Google Reviews
Dont jump in the deep end
Save money on your mortgage
Videos
The Mortgage Bubble
The Mortgage Bubble
The Mortgage Bubble has created their turn-key mortgage service to provide first-time buyers, home movers & property investors advice and obtain them the best mortgage from over 24,000 mortgage products.
Reviews (30)
Juliette Lumley
Juliette Lumley
May 29, 2023
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Joe is so helpful! He's always really prompt to reply with really useful advice. i've recommended him to everyone I know :
Martyn James
Martyn James
May 24, 2023
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Incredible company and people to work with, always available to help us along the way of arranging our mortgage and have been amazing every step of the way. If they say they are going to get things done or call you at a certain time they are there. Amazing service, highly recommend them to everyone!
Abigail Joyce
Abigail Joyce
May 16, 2023
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FANTASTIC SERVICE! From our first consultation to completion Joe Capon has kept our mortgage application straightforward and stress free. Thank you Joe
Tom Booker
Tom Booker
Apr 23, 2023
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The Mortgage Bubble are friendly, efficient & very approachable! We have had the pleasure of dealing with Joe Joyce who was always efficient from the very beginning. No broken promises & he always kept us updated throughout the entire process. We can't thank Joe enough for all the hard work he has put in, to get us over the line. We will 100% recommend The Mortgage Bubble to family & friends!
Doreen Thompson-Addo
Doreen Thompson-Addo
Mar 28, 2023
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From start to finish Joe exceeded our expectations with the service he provided when it was time to remortgage our property. He came highly recommended from our neighbours and we could immediately see why. He took us through the process of remortgaging thoroughly and no question was too silly or too complex to answer. Joe also went above and beyond to explain our options to us and provided honest and objective feedback that made our decision making easier.

He also explained and supported us with additions requirements that we needed to review such as life insurance and provided us with excellent solutions. We are looking forward to working with Joe on future properties and would not hesitate to recommend him to anyone who has to make an important property decision - you won't be disappointed!
Emma Biggs
Emma Biggs
Mar 15, 2023
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My husband & I were looking to remortgage to pay for some building work on our property, we had numerous meetings with our bank and financial advisor and felt very stuck. We were recommended by numerous friends & colleagues to the Mortgage Bubble (who had used them) after a few hours of leaving an enquiry on their website we had a warming call from Joe. Joe was able to advise us quickly and was so knowledgeable, he was very professional and listened to what we actually wanted and needed from the situation.

Within a day Joe had given us a full list of options and ran through the pro's and con's of each choice. Joe kept us informed at every milestone and really cared about what was going on. Joe is now sorting out other insurances we need, which we have struggled in the past with. Joe really is invaluable and we are so glad we found him. THANK YOU MORTGAGE BUBBLE!
Janan Noor
Janan Noor
Mar 11, 2023
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Professional, friendly efficient adviser. Joe was great very clear and communicative. I would recommend their services very highly.
TheBig Common
TheBig Common
Mar 09, 2023
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Cannot rate Joe and his team highly enough. He helped me through the whole process every step of the way, nothing was too much. Top quality service
Jess Allen
Jess Allen
Feb 23, 2023
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Joe was recommended to us by the Estate Agent, and I am really glad he was. He made us feel at ease throughout the whole process, which was extremely appreciated as first time buyers. He kept in regular contact, and was able to answer any questions we had. I would definitely recommend The Mortgage Bubble, and will be doing so for any friends/family that start looking for houses.
Sean Quirk
Sean Quirk
Feb 18, 2023
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Thank you Joe Capon for helping us get our Self Build mortgage he was very professional, answered all our queries and supported us with everything we needed along the way as it can be quite confusing. We will be back for the next mortgage once the house is built. Thank you Joe, highly recommend.
Rita Gazs
Rita Gazs
Feb 09, 2023
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Joe has helped me and my husband to do our remortgage and managed to get the best deal! He always goes extra mile and focuses on what I need. We known him since 2015. He helped us to get mortgage when we bought our second property. Then remortgage several times since. He is so professional and have amazing knowledge about what he does. I highly recommend him, The Mortgage Bubble, to everyone!
Josh Ambrose
Josh Ambrose
Feb 06, 2023
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Joe has been absolutely brilliant with us when it's come to us re-mortgaging. We were both incredibly nervous with the rates on the rise but Joe showed us all our options and has made the process very smooth! Would recommend Joe to anyone!
Jody Lees
Jody Lees
Jan 23, 2023
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Joe has been great throughout our remortgage process. Very professional, always checking in with us and answering our queries. Unfortunately the lender we went with dragged their heels a bit (which was entirely out of Joe's hands) but he kept on chasing them and luckily we have managed to secure a great deal amidst a very uncertain time for homeowners. Many thanks Joe!
Carl Quigley
Carl Quigley
Jan 21, 2023
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Absolutely brilliant service, extremely helpful and knowledgable.gave us the deal we were looking for when remortgaging
Elizabeth Donker Curtius
Elizabeth Donker Curtius
Jan 10, 2023
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After being turned down by another Broker we were recommended Joe at the mortgage bubble. He went above and beyond to help us secure a mortgage and ended up getting us more money that we had originally asked for! Not only that but after securing the mortgage he then reapplied for us twice as the rate went down, saving us thousands of pounds. I have already recommended the mortgage bubble to multiple friends and will never use anyone else!
Stacy Harris
Stacy Harris
Dec 26, 2022
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Joe is the solution you need for all your mortgage problems! We have found him very professional but personable, showing understanding and support, and very relatable. He is brilliant and knowledgeable with everything mortgages and seeks to ensure you get the best possible solution, even going the extra mile to facilitate success. I must add that he is supportive in whatever decision you choose to make ensuring you have all appropriate information for a robust decision. I cannot recommend him enough. Thank you.
David Rogers
David Rogers
Oct 16, 2022
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Very impressive service from the Joe's. I would recommend them highly
Grant Turner
Grant Turner
Sep 27, 2022
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Highly recommend, as a first time buyer joe has made this stressful process so much easier!
Fizz Hood
Fizz Hood
Sep 26, 2022
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Joe has been amazing from start to finish. Throughout the process he has been on hand to help us and get us the best deal. I will be recommending The Mortgage Bubble to anyone I know looking to move. Thanks for all your hard work Joe, very much appreciated
Zara Bridgeland
Zara Bridgeland
Sep 17, 2022
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Joe has been incredibly helpful in my house buying process. Friendly, knowledgeable, approachable, available to support with all sorts of queries and has made sorting a mortgage super smooth. Highly recommend!
Kelly Fullick
Kelly Fullick
Sep 11, 2022
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Joe is the best mortgage advisor we have ever come across. He is incredibly attentive and reliable and managed to get us a mortgage that suited our needs when other providers could not. We highly recommend Joe, he goes above and beyond anything I have ever experienced before.
Daniella Strong
Daniella Strong
Jun 07, 2022
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Joe has always been very professional and helpful when we have changed our life insurance and mortgage with him. His communication is great and he's always able to answer any question we have. Thank you Joe.
Kira McKane
Kira McKane
May 22, 2022
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Can't thank Joe enough for helping us with our mortgage. First class service - clear, efficient and supportive throughout the whole process. Would highly recommend.
Tracey Lambert
Tracey Lambert
Apr 02, 2022
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Absolutely fantastic service! I highly recommend The Mortgage Bubble & Joe who understood exactly what we needed and worked hard to deliver, can't say thank you enough!
Michele Devlin
Michele Devlin
Mar 25, 2022
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Great personalised and professional service from start to finish. We were kept informed of the progress every step of the way. Highly recommended
Pete Turner
Pete Turner
Mar 07, 2022
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The mortgage Bubble (Joe Capon) was recommended to us by a family member who had recently used his service. Having acquired many mortgages in our lifetime and understanding the current complex and fragile market, we needed someone who was honest, trust worthy, experienced and not a pushy salesman. Thankfully the recommendation didn't let us down. Joe is very approachable, capable and accessible.

Behind the scenes he worked above and beyond to get us the right mortgage and one that was tailored to our specific needs. All completed without the stress of doing this ourselves, of which in the past has taken away the joy of buying our previous homes. Having now made this professional connection, Joe without doubt, will be a life long service provider of our financial needs. I highly recommend the 'Mortgage Bubble' to anyone that wants to take the stress out of a very confusing and challenging process. Well done Joe, amazing service. The Turners
Sarah Dean
Sarah Dean
Jan 24, 2022
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Great service, brilliant advice, sorted everything out for me.
Richard Lumley
Richard Lumley
Jan 13, 2022
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After being told we would not be able to afford the mortgage we required by previous advisors, we were put in contact with Joe. From the outset Joe was absolutely fantastic; he was concise, prompt and was always there to offer his professional advice. He has access to multiple lenders which gave us some fantastic rates to choose from for our mortgage, including lenders that take into account overtime earnings; which for us was essential. This allowed us to afford our dream home. We would highly recommend The Mortgage Bubble and will most definitely be using them when its time to re-mortgage.
Mark Woodgate
Mark Woodgate
Nov 26, 2021
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Joe has been fantastic from the moment he picked up the phone to getting the deal over the line. He always took the time to answer my questions and discuss different options, keeping everything nice and simple for a first time buyer. Couldn't recommend highly enough!
Dale Hathaway
Dale Hathaway
Nov 18, 2021
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Joe has really done a great with my remortgage. He was always very quick to respond to me, always provided great advice and information and got me a deal that I'm very happy with. Great service, great guy! Thank you.