Using the latest technology, we can quickly source the right deal for you from 1,000s of mortgages available from the high street, lenders you haven't heard of and those who operate exclusively via mortgage brokers. At Smarter Mortgages we want you to have complete confidence in our ability to handle your mortgage well. We are authorised and regulated by the Financial Conduct Authority and all of our mortgage brokers have at least 20 years experience advising clients.
A dedicated mortgage broker - the same point of contact throughout your journey who you can talk to on the phone, email, chat online or WhatsApp or meet in person, whichever suits you best. We have worked with many of our clients over a long period of time, providing quality advice and a first class service throughout. Smarter Mortgages has been advising clients for over 20 years, making us the trusted brand when it comes to ensuring you get the right mortgage deal, the right service and a broker for life.
I would highly recommend Richard Jayne.
A dedicated mortgage broker - the same point of contact throughout your journey who you can talk to on the phone, email, chat online or WhatsApp or meet in person, whichever suits you best. We have worked with many of our clients over a long period of time, providing quality advice and a first class service throughout. Smarter Mortgages has been advising clients for over 20 years, making us the trusted brand when it comes to ensuring you get the right mortgage deal, the right service and a broker for life.
I would highly recommend Richard Jayne.
Services
Jayne has been looking after our clients since 2003 when she joined the company as a Case Manager.
Jayne ensures that your mortgage application is progressed smoothly liaising between you, the lender, the estate agents and your solicitor.
At Smarter Mortgages we are a small team but that doesn't mean we don't have the manpower to help you through your entire mortgage journey.
Using smart technology means that we have the presence of a large team but the personal touch of a small team.
This also means you have a dedicated broker throughout the whole journey who know every single detail of your case.
Jayne ensures that your mortgage application is progressed smoothly liaising between you, the lender, the estate agents and your solicitor.
At Smarter Mortgages we are a small team but that doesn't mean we don't have the manpower to help you through your entire mortgage journey.
Using smart technology means that we have the presence of a large team but the personal touch of a small team.
This also means you have a dedicated broker throughout the whole journey who know every single detail of your case.
You're buying a home for the first time, it's exciting but also a bit scary.
There are a lot of factors you need to take in to consideration to ensure you buy the perfect home and also get the right mortgage from the thousands that exist.
Our team of Mortgage Brokers each with over 20 years experience can help guide you through the entire process right up until you collect the keys to your new home and beyond; for as long as you need us.
You've found a house, Great! now you need to get ready to apply.
There are a lot of factors you need to take in to consideration to ensure you buy the perfect home and also get the right mortgage from the thousands that exist.
Our team of Mortgage Brokers each with over 20 years experience can help guide you through the entire process right up until you collect the keys to your new home and beyond; for as long as you need us.
You've found a house, Great! now you need to get ready to apply.
A re-mortgage simply means changing your mortgage from one lender to another, you may want to do this for a number of reasons but the most common reason is to get a better rate of interest when your current fixed rate or tracker rates expires.
Our team of Mortgage Brokers each with over 20 years experience can help guide you through the entire process right up until you collect the keys to your new home and beyond; for as long as you need us.
We will always look to see if we can keep you with your existing lender, it's usually easier but if there is a better rate elsewhere then we will switch you to it.
Our team of Mortgage Brokers each with over 20 years experience can help guide you through the entire process right up until you collect the keys to your new home and beyond; for as long as you need us.
We will always look to see if we can keep you with your existing lender, it's usually easier but if there is a better rate elsewhere then we will switch you to it.
You've decided to move home and chances are you already have a mortgage on your current home.
Most lenders allow you to move your current mortgage to your new home, but for those of you who do not have early redemption charges it is worth comparing the rest of the market to make sure you are getting the best mortgage, and there are thousands of mortgages to choose from.
With the latest technology we can quickly sort through these mortgages to find the best one for you.
Using the latest technology we can quickly source through thousands of mortgages from lenders right across the UK to let you know whether you should stay with your current lender or go to a new lender.
Most lenders allow you to move your current mortgage to your new home, but for those of you who do not have early redemption charges it is worth comparing the rest of the market to make sure you are getting the best mortgage, and there are thousands of mortgages to choose from.
With the latest technology we can quickly sort through these mortgages to find the best one for you.
Using the latest technology we can quickly source through thousands of mortgages from lenders right across the UK to let you know whether you should stay with your current lender or go to a new lender.
Are you looking to buy your first Buy to Let property or wanting to build up your portfolio?
Smarter Mortgages are experts and have dealt with many Buy to Lets in multiple different scenarios.
Recently the Buy to Let market has changed making it more costly and difficult to enter into but we can help with letting you know the amount of deposit you need to which route is best to take if you are looking to build an entire portfolio.
With a Buy to Let mortgage most lenders will require you to put down a 25% deposit.
Smarter Mortgages are experts and have dealt with many Buy to Lets in multiple different scenarios.
Recently the Buy to Let market has changed making it more costly and difficult to enter into but we can help with letting you know the amount of deposit you need to which route is best to take if you are looking to build an entire portfolio.
With a Buy to Let mortgage most lenders will require you to put down a 25% deposit.
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