Giving you the peace of mind that your family are looked after if the worst were to happen. Save yourself time, money and stress by using Alica BC's affordable mortgage expertise. Mortgage lenders have different criteria, if you have been turned down by one it does not mean you cannot get a mortgage. Buying a house is the single most important financial decision many people will ever make.
For many couples and families it is choosing a home of their dreams, for others, buying a property can be a very wise investment! I am a local Mortgage Broker based in Folkestone, Kent. At Alicia Baker Consultancy I have helped many homemovers and people who are remortgaging to get the best mortgage deal to suit their own financial circumstances. Income Protection insurance and Critical Illness can be surprisingly affordable.
Anyone can take out these policies, income protection is very attractive if you have no sick pay, run your own business or are self employed. Critical illness cover removes the financial stress and strain if you are diagnosed with a critical illness.
For many couples and families it is choosing a home of their dreams, for others, buying a property can be a very wise investment! I am a local Mortgage Broker based in Folkestone, Kent. At Alicia Baker Consultancy I have helped many homemovers and people who are remortgaging to get the best mortgage deal to suit their own financial circumstances. Income Protection insurance and Critical Illness can be surprisingly affordable.
Anyone can take out these policies, income protection is very attractive if you have no sick pay, run your own business or are self employed. Critical illness cover removes the financial stress and strain if you are diagnosed with a critical illness.
Services
Save yourself time, money and stress by using Alica BC's affordable mortgage expertise.
Mortgage lenders have different criteria, if you have been turned down by one it does not mean you cannot get a mortgage.
The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Alicia Baker Consultancy is a trading style of Alicia Baker who is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Mortgage lenders have different criteria, if you have been turned down by one it does not mean you cannot get a mortgage.
The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Alicia Baker Consultancy is a trading style of Alicia Baker who is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Save yourself time, money and stress by using Alica BC's affordable mortgage expertise.
Before buying a home you need to find out how much you can borrow.
I can do this by checking lenders affordability calculations and reviewing your credit report.
Submit a full application to the mortgage lender and provide 3 months payslips, bank statements and any other documents requested.
Make sure you are registered to vote on the electoral roll you can do this online at Gov.uk.
Alicia Baker Consultancy is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Before buying a home you need to find out how much you can borrow.
I can do this by checking lenders affordability calculations and reviewing your credit report.
Submit a full application to the mortgage lender and provide 3 months payslips, bank statements and any other documents requested.
Make sure you are registered to vote on the electoral roll you can do this online at Gov.uk.
Alicia Baker Consultancy is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Save yourself time, money and stress by using Alica BC's affordable mortgage expertise.
At Alicia Baker Consultancy I have helped many home-buyers and remortgagers to get the best mortgage deal to suit their own financial circumstances.
There are many mortgage providers and they are not all well-known high street names.
As I am a whole of market mortgage broker I can search thousands of lenders to find the best deal for you.
Quite often other lenders will provide excellent mortgage rates and repayment flexibility that suits you better.
At Alicia Baker Consultancy I have helped many home-buyers and remortgagers to get the best mortgage deal to suit their own financial circumstances.
There are many mortgage providers and they are not all well-known high street names.
As I am a whole of market mortgage broker I can search thousands of lenders to find the best deal for you.
Quite often other lenders will provide excellent mortgage rates and repayment flexibility that suits you better.
Giving you the peace of mind that your family are looked after if the worst were to happen.
Having the right cover for your home is so important.
If you do not have sufficient cover and need to make a claim your insurer will say you are under insured.
This often results in the insurance company paying out a lot less than you were covered for let alone how much you need to get your home back to how it was.
When your own your home it is a requirement to have buildings insurance and when you purchase a property the buildings insurance needs to be in place for you to be able to exchange contracts.
Having the right cover for your home is so important.
If you do not have sufficient cover and need to make a claim your insurer will say you are under insured.
This often results in the insurance company paying out a lot less than you were covered for let alone how much you need to get your home back to how it was.
When your own your home it is a requirement to have buildings insurance and when you purchase a property the buildings insurance needs to be in place for you to be able to exchange contracts.
There are three main types of life cover.
These are quite different and I can advise you on which type of life cover you need to give you the most appropriate protection.
This is used to protect your dependants from the debt of mortgages and loans.
The premium remains the same throughout the term but the cover reduces as the mortgage or loan is paid off.
These are a very cost effective way of limiting your liability but are seen as less cost-effective as the loan or mortgage capital is being paid back.
These are quite different and I can advise you on which type of life cover you need to give you the most appropriate protection.
This is used to protect your dependants from the debt of mortgages and loans.
The premium remains the same throughout the term but the cover reduces as the mortgage or loan is paid off.
These are a very cost effective way of limiting your liability but are seen as less cost-effective as the loan or mortgage capital is being paid back.
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