S J Financial Solutions
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S J Financial Solutions
With over 50 years of combined experience, we are a leading team of financial advisors and mortgage brokers in Birmingham. Our team of expert mortgage advisors benefits from having years of experience in banks and building societies. Whether you are looking to buy a new home, in need of mortgage advice, or would like to review your insurance options, our financial and mortgage advisors can offer you tailored advice on various aspects and tell you what's possible.

Get in touch with us today and see what our mortgage advisors can do for you. We can arrange an appointment to suit you, whether this is face to face, over the phone/Skype or via email. We will talk to you in plain English and not confuse you with financial jargon and legal terms. I would just like to say how happy I am with the service offered by SJ Financial Solutions.

Stuart has a wealth of Mortgage and Life Assurance knowledge which I have not found elsewhere. As such, I will always contact Stuart. Further to this, his after sales support team are friendly, professional and very approachable, it really is a winning team.
Services
SJ Financial Solution is your complete and personal mortgage advisor and protection specialist based in Birmingham with the ability to serve many other areas in the Midlands.
Everything we do is focused on bringing your aspirations to life - be that by helping you to secure your first home, protecting your financial future or giving financial guidance.
Lifetime - it's not just about looking after you today, it's about all your tomorrows too.
We are always improving.
Approachable - looking after everyone - from the first-time buyer to the seasoned property magnate - you get the same, relaxed professionalism.
He felt the personal touch and straight speaking was missing from financial services and set up SJ to change this.
Outside of work he is a gym goer, skier and under his admission a mountain bike geek!.
She had her own mortgage business until beginning of 2016 and then merged the business with SJ and is now part of the management team.
Deb is the office social organiser and as soon as the words 'work do' pop up she is straight on it.
If she's not at work she is usually found shopping or on holiday!.
Unfortunately, life can sometimes be tough.
The chances are high that you may know someone who has suffered a life changing illness, how would you cope financially if this were you?
Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it.
You may have heard terms such as index linked, level term, decreasing term, in trust, and reviewable but what do they all mean and, which is best for you.
Our team of advisors can discuss and explain all of the options available to you, explaining the differences and recommending the most suitable product for your circumstances.
Starting your own business can be a huge decision, especially if you are investing your own money or taking out a loan to get you started.
You want to know that, if anything were to go wrong, you, and your business will be protected.
That's where we can help.
Here at SJ Financial Solutions we know that all business models are different, that's why we take the time to understand your business and its protection needs and to advise you on the most appropriate products.
During your appointment, your personal advisor will go through the options and products most appropriate for your individual needs and make their recommendation leaving out any unnecessary jargon and simply giving you the facts.
Life can sometimes have its unexpected moments and if you're worried about what might happen if you become ill or injured and cannot work as a result, then you may wish to consider taking out income protection insurance.
There are two main types of income protection; Permanent Health Insurance (PHI) and Accident, Sickness, and Unemployment Cover (ASU).
PHI enables you to protect a portion of your income in the event that you become ill or have an accident that leaves you unable to work.
ASU allows you to protect the payments on your rent, mortgage, or any other debts if you were unable to work due to sickness, injury, or unemployment.
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