The value of pension and investments and the income they produce can fall as well as rise. You may get back less than you invested. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits. Nobody likes to think the worst. We should have protection in place to safeguard income and to help loved ones if required.
Got a property? Then you will normally require the relevant insurance in place to protect your investment. Do you rent out a property? Advice Services include Mortgages, Life Protection, Pensions, Investments, Buildings and Contents Cover and Landlord Insurance. We have years of experience and can best advise you according to your circumstances and budget.
Our high standards of customer service has seen us thrive on reputation and recommendation.
Got a property? Then you will normally require the relevant insurance in place to protect your investment. Do you rent out a property? Advice Services include Mortgages, Life Protection, Pensions, Investments, Buildings and Contents Cover and Landlord Insurance. We have years of experience and can best advise you according to your circumstances and budget.
Our high standards of customer service has seen us thrive on reputation and recommendation.
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Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
There are literally thousands of mortgage products available but finding the right one is not an easy task.
We use professional mortgage sourcing software and along with our expertise take the confusion out and help you choose the right mortgage for your circumstances.
There are literally thousands of mortgage products available but finding the right one is not an easy task.
We use professional mortgage sourcing software and along with our expertise take the confusion out and help you choose the right mortgage for your circumstances.
Nobody likes to think the worst but what would happen if you were unable to work due to long term illness, disability or even death.
These policies are there to help meet monthly mortgage repayments or other commitments.
Without them you could be at risk at loosing your house.
We use professional protection sourcing software which is updated daily to bring you the latest deals from a select panel of protection providers and then advice you on what meets your requirements and your affordability.
These policies are there to help meet monthly mortgage repayments or other commitments.
Without them you could be at risk at loosing your house.
We use professional protection sourcing software which is updated daily to bring you the latest deals from a select panel of protection providers and then advice you on what meets your requirements and your affordability.
Bridging loans are a short-term funding option.
They are used to 'bridge' a gap between a debt coming due - and we're talking primarily about property transactions, here - and the main line of credit becoming available.
Or they can simply act as a short-term loan in pressing circumstances.
They can be invaluable in facilitating a property purchase that otherwise would not be possible.
But as you might expect with a stop-gap measure, they can be significantly more expensive than a 'normal' loan.
They are used to 'bridge' a gap between a debt coming due - and we're talking primarily about property transactions, here - and the main line of credit becoming available.
Or they can simply act as a short-term loan in pressing circumstances.
They can be invaluable in facilitating a property purchase that otherwise would not be possible.
But as you might expect with a stop-gap measure, they can be significantly more expensive than a 'normal' loan.
Second charge mortgages are often called second mortgages because they have secondary priority behind your main (or first charge) mortgage.
They are a secured loan, which means they use the borrower's home as security.
Many people use them to raise money instead of remortgaging.
We are unable to give advice on second charge loans and we refer the client to another master broker / firm.
We do not charge a client fee.
They are a secured loan, which means they use the borrower's home as security.
Many people use them to raise money instead of remortgaging.
We are unable to give advice on second charge loans and we refer the client to another master broker / firm.
We do not charge a client fee.
The government creates many legitimate opportunities for you to reduce the amount you pay in tax.
However, you may not be aware of them all, or you may be unsure of how to take advantage of them - or like many people, you may have known but simply not done anything.
Tax is a complex area, and becomes more so if you run a business or have several sources of income.
Numerous factors will affect the amount of tax you should pay each year, including your job, savings and personal circumstances.
But for many of us, fear of paying too little tax (and the possibly consequences) means we often end up paying too much.
However, you may not be aware of them all, or you may be unsure of how to take advantage of them - or like many people, you may have known but simply not done anything.
Tax is a complex area, and becomes more so if you run a business or have several sources of income.
Numerous factors will affect the amount of tax you should pay each year, including your job, savings and personal circumstances.
But for many of us, fear of paying too little tax (and the possibly consequences) means we often end up paying too much.
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