We provide an across the market, personally tailored advice and arrangement service for first charge mortgages, buy to let mortgages and insurance services in Bristol, Gloucester, Somerset and surrounding areas. Towards the end of May the Treasury confirmed that mortgage payment holidays could be extended for a further three months. Recommended ian by all my family, very helpful and informative, made everything easy to understand and got us our mortgage really quickly, just made the whole process really easy.
I was offered a mortgage with a building society, their criteria changed at the last minute, and I got refused.
I was offered a mortgage with a building society, their criteria changed at the last minute, and I got refused.
Services
Thank you for yet another re-mortgage sucessfully completed within the time frame.
Fantaistic service from start to finish, from the first appointment explaining what our needs was to good helpful advice on what best products were out there to match our needs and an added bonus saving us some money.
Ian is always at the end of the phone which is great for us as easily confused!
We would highly recommend Ian (Spot On Mortgages) and would definately use again.
I have relied upon Spot On Mortgages Ltd for about ten years now to get me the best deals on my buy-to-let mortgage under my circumstances.
Fantaistic service from start to finish, from the first appointment explaining what our needs was to good helpful advice on what best products were out there to match our needs and an added bonus saving us some money.
Ian is always at the end of the phone which is great for us as easily confused!
We would highly recommend Ian (Spot On Mortgages) and would definately use again.
I have relied upon Spot On Mortgages Ltd for about ten years now to get me the best deals on my buy-to-let mortgage under my circumstances.
Are you looking to finally make the transition from tenant to Homeowner?
If so, you will need to familiarise yourself with first-time buyer mortgages before stepping onto the property ladder.
As a first-time buyer, you may encounter increased scrutiny from lenders when buying your first home and applying for a mortgage.
They have to do this to protect themselves, as well as you, the applicant.
While it is now possible to get a no deposit mortgage, we'd advise most applicants to save a bigger deposit when buying your first home.
If so, you will need to familiarise yourself with first-time buyer mortgages before stepping onto the property ladder.
As a first-time buyer, you may encounter increased scrutiny from lenders when buying your first home and applying for a mortgage.
They have to do this to protect themselves, as well as you, the applicant.
While it is now possible to get a no deposit mortgage, we'd advise most applicants to save a bigger deposit when buying your first home.
Remortgaging is a process that we help thousands of homeowners complete each year.
It essentially means ending your current deal before the end of the mortgage term before taking on a new mortgage.
Whether you were a first time buyer, already own your property outright, or have several years remaining on your current deal before you pay off your mortgage, it could work wonders for you too.
You want to find a better interest rate after the initial phase of your fixed-rate or discounted mortgage is about to end so you can save money.
It essentially means ending your current deal before the end of the mortgage term before taking on a new mortgage.
Whether you were a first time buyer, already own your property outright, or have several years remaining on your current deal before you pay off your mortgage, it could work wonders for you too.
You want to find a better interest rate after the initial phase of your fixed-rate or discounted mortgage is about to end so you can save money.
Buying a new home is an exciting step, but as you'll know from buying your first house, the process can be a complicated one.
When you're selling your existing home to buy a new one, there are all kinds of things to consider, including your mortgage.
As you take the next step on the property ladder, it's important to know what your mortgage options are.
Here is our guide to home mover mortgages to help you make the right choice.
A home mover mortgage is a mortgage that will apply to your next home.
When you're selling your existing home to buy a new one, there are all kinds of things to consider, including your mortgage.
As you take the next step on the property ladder, it's important to know what your mortgage options are.
Here is our guide to home mover mortgages to help you make the right choice.
A home mover mortgage is a mortgage that will apply to your next home.
Purchasing a property to rent out to tenants is a great way to not only make money but invest in your long-term future as well.
A Buy To Let loan works in a very similar way to a residential mortgage but with a few subtle differences.
Remember, purchasing a buy to let can be very rewarding, but there are some downsides too, not least when your tenant doesn't pay the rent!
A buy to let mortgage is designed specifically for anyone wanting to buy a property and invest in the buy to let property market.
A Buy To Let loan works in a very similar way to a residential mortgage but with a few subtle differences.
Remember, purchasing a buy to let can be very rewarding, but there are some downsides too, not least when your tenant doesn't pay the rent!
A buy to let mortgage is designed specifically for anyone wanting to buy a property and invest in the buy to let property market.
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