We are an Independent Mortgage Broker with over 15 years' experience in the financial & Mortgage industry. We will do all the hard work for you, searching the Whole Of The Market. Therefore, we save you time, money & guarantee you are getting the best deal out there. Fully regulated by the Financial conduct authority to provide mortgage and protection advice.
Specializing in all different types of mortgages Purchases, First-Time Buyers, Re-Mortgages, Right to buy, Poor Credit, Second Charge, Buy To Let, Let to Buy&Commercial. With all types of income, Employed, Self-Employed, Limited Company, Contractors, Agency and Zero Hours Contacts. We offer a face to face or over the phone service with an independent mortgage broker.
In addition, we use the most up to date technology to make your experience stress-free, quick, and as efficient as possible. Free initial 'No Strings Attached' mortgage consultation, providing you a quote, affordability check, Cost breakdown and finally the time scale.
Specializing in all different types of mortgages Purchases, First-Time Buyers, Re-Mortgages, Right to buy, Poor Credit, Second Charge, Buy To Let, Let to Buy&Commercial. With all types of income, Employed, Self-Employed, Limited Company, Contractors, Agency and Zero Hours Contacts. We offer a face to face or over the phone service with an independent mortgage broker.
In addition, we use the most up to date technology to make your experience stress-free, quick, and as efficient as possible. Free initial 'No Strings Attached' mortgage consultation, providing you a quote, affordability check, Cost breakdown and finally the time scale.
Services
I am the director of Your Space Independent mortgages Bristol; I have been working in financial services and mortgages for over 16 years and have an extensive experience in the industry.
I hold the CeMap level 3 mortgage qualification and fully qualified to give mortgage and protection advice.
I have received over 80 5-star Google reviews, I also pride myself on giving exceptional customer service and making the mortgage process as stress free as possible for my clients.
I have lived and worked in Bristol and surrounding area for over 30 years so have great knowledge of the Bristol area property market, both residential and Investment.
I hold the CeMap level 3 mortgage qualification and fully qualified to give mortgage and protection advice.
I have received over 80 5-star Google reviews, I also pride myself on giving exceptional customer service and making the mortgage process as stress free as possible for my clients.
I have lived and worked in Bristol and surrounding area for over 30 years so have great knowledge of the Bristol area property market, both residential and Investment.
Or if you're looking in a particular area, visit local estate agents with your criteria and they will ring you when a property becomes available.
This can be important as there can be a lot of competition and it always helps to be at front of the queue.
If you are a first time buyer saving to buy a home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%.
So, for every 200 you save, receive a government bonus of 50.
The maximum government bonus you can receive is 3,000.
This can be important as there can be a lot of competition and it always helps to be at front of the queue.
If you are a first time buyer saving to buy a home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%.
So, for every 200 you save, receive a government bonus of 50.
The maximum government bonus you can receive is 3,000.
We can provide help to buy mortgages and would be happy to fully explain them to you so you know all the pros and cons.
With a Help to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you'll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You won't be charged loan fees on the 20% loan for the first five years of owning your home.
You can only borrow 4.5 times sole or joint salaried income (they exclude any benefits received relating to children).
With a Help to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you'll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You won't be charged loan fees on the 20% loan for the first five years of owning your home.
You can only borrow 4.5 times sole or joint salaried income (they exclude any benefits received relating to children).
If you are looking to purchase a new property or moving home, we are here to help!
We will complete a full review of your finances, let you know the maximum you can borrow and search the whole of the market to find you the best deal available.
We will also provide an agreement in principal free of charge, giving you confidence when making that all important offer and the seller accepting your offer.
We will provide all approximate costs, a quote from our recommended local solicitor for your purchase or sale, so you can make sure that you have all the funds required to purchase your dream home.
We will complete a full review of your finances, let you know the maximum you can borrow and search the whole of the market to find you the best deal available.
We will also provide an agreement in principal free of charge, giving you confidence when making that all important offer and the seller accepting your offer.
We will provide all approximate costs, a quote from our recommended local solicitor for your purchase or sale, so you can make sure that you have all the funds required to purchase your dream home.
We are experts in remortgaging, excelling at arranging a remortgage for residential and buy to let properties.
Rely on us whether it's just finding a more competitive rate, borrowing money for a specific purpose, consolidating your debts, fixing your mortgage to protect against future interest rate rises, or re-mortgaging your home for an investment.
We can search the whole of the market for you to find the best mortgage deal.
With any changes, we always make sure that your outgoings remain affordable.
Rely on us whether it's just finding a more competitive rate, borrowing money for a specific purpose, consolidating your debts, fixing your mortgage to protect against future interest rate rises, or re-mortgaging your home for an investment.
We can search the whole of the market for you to find the best mortgage deal.
With any changes, we always make sure that your outgoings remain affordable.
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