We are matching you with one of our advisors, please check your emails and expect a phone call from them. Our research shows that the best deals are often obtained by using an impartial advisor, for this reason we will contact you to discuss your needs (usually within 24 business hours). Your advisor may request a copy of your credit report, so it's important to ensure yours is correct and up to date.
Unlike banks, building societies and some larger estate agency chains who only offer products from one provider, we are able to get you the most suitable deals because of our totally impartial status. We search the mortgage market and the EXCLUSIVE quotes & deals mortgage brokers sometimes have access to! We understand the finer details of the small print and know who is the best placed to either provide you with a mortgage or the insurance you need.
Example savings based on borrowing 150,000 over 25 years, fixed for 2 years at 0.99%*, compared to an example mortgage rate of 4.49% (this is just the savings overs 2 years!).
Unlike banks, building societies and some larger estate agency chains who only offer products from one provider, we are able to get you the most suitable deals because of our totally impartial status. We search the mortgage market and the EXCLUSIVE quotes & deals mortgage brokers sometimes have access to! We understand the finer details of the small print and know who is the best placed to either provide you with a mortgage or the insurance you need.
Example savings based on borrowing 150,000 over 25 years, fixed for 2 years at 0.99%*, compared to an example mortgage rate of 4.49% (this is just the savings overs 2 years!).
Services
Echo Finance are a modern innovative company offering 'Advice and Recommendation' on your financial affairs.
Once you become a customer of Echo Finance we like to think of you as a customer for life.
We will call you prior to your mortgage scheme coming to an end to discuss your next mortgage requirements; all of this is done automatically as we've invested heavily in software to remind us so we don't forget.
Unlike other financial advice firms we believe in transparency with our clients, feel free to 'Google' Echo Finance or read reviews about us on independent review websites such as Review Centre or Google.
Once you become a customer of Echo Finance we like to think of you as a customer for life.
We will call you prior to your mortgage scheme coming to an end to discuss your next mortgage requirements; all of this is done automatically as we've invested heavily in software to remind us so we don't forget.
Unlike other financial advice firms we believe in transparency with our clients, feel free to 'Google' Echo Finance or read reviews about us on independent review websites such as Review Centre or Google.
Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out.
The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.
You have a good credit record and aren't stretched too much on your other borrowings, for example, credit cards.
You earn 25,000+ a year.
If you earn less than this you might struggle to get a lender to approve your buy-to-let mortgage.
You're under a certain age.
Lenders have upper age limits, typically between 70 or 75.
The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.
You have a good credit record and aren't stretched too much on your other borrowings, for example, credit cards.
You earn 25,000+ a year.
If you earn less than this you might struggle to get a lender to approve your buy-to-let mortgage.
You're under a certain age.
Lenders have upper age limits, typically between 70 or 75.
Moving home is not exactly the easiest thing to do in the world and it can be very stressful.
To help with the move we can take away the stress of arranging the finances.
You will have one point of contact, which means you'll always speak to the same person who knows everything about your case.
Submit your details today for an obligation-free chat and a regulated mortgage advisor will call you back to help you find the mortgage that best fits your needs.
To help with the move we can take away the stress of arranging the finances.
You will have one point of contact, which means you'll always speak to the same person who knows everything about your case.
Submit your details today for an obligation-free chat and a regulated mortgage advisor will call you back to help you find the mortgage that best fits your needs.
Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over the age of 55.
You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
Lifetime mortgage: you take out a mortgage secured on your property provided it is your main residence, while retaining ownership.
You can choose to ring-fence some of the value of your property as an inheritance for your family.
You can choose to make repayments or let the interest roll-up.
You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
Lifetime mortgage: you take out a mortgage secured on your property provided it is your main residence, while retaining ownership.
You can choose to ring-fence some of the value of your property as an inheritance for your family.
You can choose to make repayments or let the interest roll-up.
If you're a first-time buyer wondering what you need to buy a house or flat, you've come to the right place.
This guide takes you through the process of buying your first home, including saving your deposit and applying for a mortgage.
Generally, you need to try to save at least 5% to 20% of the cost of the home you would like.
For example, if you want to buy a home costing 150,000, you'll need to save at least 7,500 (5%).
Saving more than 5% will give you access to a wider range of cheaper mortgages available on the market.
This guide takes you through the process of buying your first home, including saving your deposit and applying for a mortgage.
Generally, you need to try to save at least 5% to 20% of the cost of the home you would like.
For example, if you want to buy a home costing 150,000, you'll need to save at least 7,500 (5%).
Saving more than 5% will give you access to a wider range of cheaper mortgages available on the market.
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