Mortgage Thoughts
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We've been a finalist in the prestigious British Mortgage Awards 2020, as well as winning the best complex broker in 2018, 2019 in the British Specialist Awards. No call centres. No 'faceless' experts. You'll have a personal adviser helping you find the best mortgage for your situation - from start to finish. We are on your side. Our job is to help and guide you through the whole mortgage process making it simple and smooth as possible.

We've helped thousands of people find the best mortgage for their situation, and have been rated excellent on independent review sites. Rob and Steph worked very hard to get me and my husband a good re-mortgage deal. This is the second time we have used Mortgage thoughts and we will definitely be using them again in the future.
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At Mortgage Thoughts, we know a mortgage is more than just a loan; it is getting a family home, an investment, a space to grow - that's why we do everything possible to help you get a "Yes".
You are more than just a number or a credit score and that is why we take our time to listen, and once we have understood your requirements we'll work hard to find the best deal for your situation.
We understand how important it is to have the right information to help you every step of the way when you move home or remortgage.
A mortgage broker's job is to help find you the right mortgage for your needs, and here's how they do just that.
When applying for a mortgage, you may be concerned that your credit score is too low and you could potentially be rejected for a loan.
When applying for a mortgage, you need to provide information about your circumstances - such as your income, your job, and your typical.
Mortgage Thoughts is a mortgage broker that specialises in complex credit cases, aiming to help people who would struggle to get a mortgage with lenders directly.
Using a mortgage broker means that your case will be looked at on an individual basis rather than just the surface data on your credit files, increasing your chances of success when applying for a mortgage.
Over 50% of mortgages that are available to those who are self-employed or have bad credit are only available through a specialist broker.
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