Whatever type of mortgage you are looking for, the best decision you can make is to take professional advice, as only then can you have complete confidence you have found the right product. Chris and his experienced and highly professional team have been outstanding in all aspects of service. I've had several mortgage products set up and their advice and guidance whilst keeping me informed and updated throughout has exceeded my expectations every time.
I have and will continue to recommend KMS as an outstanding service provider in a highly competitive market. You were very understanding and were always helpful and willing to explain the process of obtaining a mortgage. A very anxious time was made bearable by the professionalism shown. Thank you so much for all your help - we didn't believe we would be able to purchase our lovely new property and we really appreciate all your efforts for making it happen!
I cannot express the gratitude we have. I know we had a complex mortgage but I was never worried as I knew it was in capable hands!
I have and will continue to recommend KMS as an outstanding service provider in a highly competitive market. You were very understanding and were always helpful and willing to explain the process of obtaining a mortgage. A very anxious time was made bearable by the professionalism shown. Thank you so much for all your help - we didn't believe we would be able to purchase our lovely new property and we really appreciate all your efforts for making it happen!
I cannot express the gratitude we have. I know we had a complex mortgage but I was never worried as I knew it was in capable hands!
Services
We promise to deliver a first class service from start to finish, when we say from start to finish we don't just mean until you pick the keys up to your house or your remortgage completes but right until you make your last payment whether that is in 25 or 30 years time.
We will be there all the way with regular reviews to ensure you always have the most suitable products - potentially saving you thousands over a lifetime.
Our business has been built on recommendations and only by maintaining this high level of service can we continue to receive so many recommendations from our clients.
We will be there all the way with regular reviews to ensure you always have the most suitable products - potentially saving you thousands over a lifetime.
Our business has been built on recommendations and only by maintaining this high level of service can we continue to receive so many recommendations from our clients.
We arrange mortgages day in, day out, as a result we know the mortgage products inside out.
Whether your situation is straight forward or not, we'll find the mortgage that suits you best.
Offering a comprehensive range of mortgage products from across the market we offer both first and second charge mortgages but not deals you can only obtain from going direct to a lender.
We make the whole process simple, liaising with your lender, estate agent, solicitor and surveyor managing the process to ensure everything runs as efficiently and smoothly as possible.
Whether your situation is straight forward or not, we'll find the mortgage that suits you best.
Offering a comprehensive range of mortgage products from across the market we offer both first and second charge mortgages but not deals you can only obtain from going direct to a lender.
We make the whole process simple, liaising with your lender, estate agent, solicitor and surveyor managing the process to ensure everything runs as efficiently and smoothly as possible.
Please note this does not consitute mortgage advice and the figures shown are purely a guide.
The actual rate available will depend upon your circumstances.
Please ask for a KFI Plus / ESIS.
This information does not contain all of the detail you would need to choose a mortgage.
Make sure your read your individual Key Facts Illustration (KFI) plus or the new European Standardised Information Sheet (ESIS) before your make a decision.
A KFI plus or ESIS gives you tailored information, based on a particular mortgage the level of lending you require, which is important to help you make your decision.
The actual rate available will depend upon your circumstances.
Please ask for a KFI Plus / ESIS.
This information does not contain all of the detail you would need to choose a mortgage.
Make sure your read your individual Key Facts Illustration (KFI) plus or the new European Standardised Information Sheet (ESIS) before your make a decision.
A KFI plus or ESIS gives you tailored information, based on a particular mortgage the level of lending you require, which is important to help you make your decision.
Generally in life you get what you pay for and this is also generally the case with home insurance, there are so many policies available with varying small print attached which most people do not have the time or wish to spend their time reading.
Without taking advice it is difficult to know for sure you've taken the right policy and this will only truly be tested when it comes to making a claim.
We only deal with insurers with a proven claim track record as if the worst does happen we want to get you back to where you were as quickly and smoothly as possible.
Without taking advice it is difficult to know for sure you've taken the right policy and this will only truly be tested when it comes to making a claim.
We only deal with insurers with a proven claim track record as if the worst does happen we want to get you back to where you were as quickly and smoothly as possible.
Life Insurance and Critical Illness Cover* will protect you or your family from being financially disadvantaged if you die or are diagnosed with a specified critical illness during the term of your mortgage.
There are many things to consider when setting up your policy such as level or decreasing cover, single or joint policies, reviewable or guaranteed rates, level of cover, term of cover and so on.
Also whether the policy should be written into a Trust, this on its own could potentially protect 40% of the proceeds of your policy unnecessarily being paid to the taxman.
There are many things to consider when setting up your policy such as level or decreasing cover, single or joint policies, reviewable or guaranteed rates, level of cover, term of cover and so on.
Also whether the policy should be written into a Trust, this on its own could potentially protect 40% of the proceeds of your policy unnecessarily being paid to the taxman.
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