We are able to help our clients arrange any type of mortgage no matter where you are based in the UK. We have over 30 years of combined experience which our team of Independent Advisers will use to search the market on your behalf and seek out the most appropriate mortgage based on your personal needs and circumstances. Whether you are a first time buyer, home mover, buy to let investor or simply looking to re-mortgage in order to reduce your monthly payments we are always happy to assist.
With access to the entire mortgage market, including exclusive products only available to our network, you can rely on us to secure you the very best deal. We have lenders to suit every walk of life, including self employed, company directors, contractors and even those who have recently started their professional career.
With the backup of our state of the art systems and team of back office support we will ensure that the entire mortgage process runs smoothly and efficiently, keeping you up to date every step of the way leaving you stress free and able to get on with your life!
With access to the entire mortgage market, including exclusive products only available to our network, you can rely on us to secure you the very best deal. We have lenders to suit every walk of life, including self employed, company directors, contractors and even those who have recently started their professional career.
With the backup of our state of the art systems and team of back office support we will ensure that the entire mortgage process runs smoothly and efficiently, keeping you up to date every step of the way leaving you stress free and able to get on with your life!
Services
We act on your behalf and are not tied to any Lender nor do we operate from a restricted panel but arrange mortgages from the mortgage market as a whole, including those only normally available by direct approach to lenders, unlike many of our competitors.
We can also arrange the best value insurance policies for your mortgage through our relationships with the UK's premier insurers to save you the trouble of shopping around.
We can also arrange the best value insurance policies for your mortgage through our relationships with the UK's premier insurers to save you the trouble of shopping around.
AFP Wokingham have access to many schemes not available on the high street, often on exclusive terms.
AFP Wokingham are Independent Mortgage Advisers and can search the market on your behalf to seek out the most appropriate mortgage for your needs and circumstances.
We will do our best to help you find the most competitive mortgage product for your individual circumstances.
We act on your behalf and can recommend mortgages from the entire market, including those products normally available only by direct approach to lenders.
AFP Wokingham are Independent Mortgage Advisers and can search the market on your behalf to seek out the most appropriate mortgage for your needs and circumstances.
We will do our best to help you find the most competitive mortgage product for your individual circumstances.
We act on your behalf and can recommend mortgages from the entire market, including those products normally available only by direct approach to lenders.
Put simply, a mortgage is a loan that is secured against property or land.
The mortgage provider will lend an amount based on their assessment of the security of the value of the property (subject to affordability checks, and a maximum loan to value ratio), in order to allow you to purchase the property.
That will depend on a number of factors such as the term of the mortgage, the loan to value ratio, any other commitments you have and other regular outgoings.
As a rough guide, you should be able to borrow up to 4.5x your salary (or profits if self-employed) and maybe a little more.
The mortgage provider will lend an amount based on their assessment of the security of the value of the property (subject to affordability checks, and a maximum loan to value ratio), in order to allow you to purchase the property.
That will depend on a number of factors such as the term of the mortgage, the loan to value ratio, any other commitments you have and other regular outgoings.
As a rough guide, you should be able to borrow up to 4.5x your salary (or profits if self-employed) and maybe a little more.
Whether you are arranging a mortgage or not, it is important to have the correct Insurance & Protection products in place.
At AFP Wokingham we deal with some of the country's top insurers and will take the time & trouble to discuss what you are looking to achieve from your protection arrangements as well as recommending the most cost effective and secure solutions we possibly can.
It may be that you already have arrangements in place but wish to ensure that they will do the job required should the worst happen, or you may wish to take advice to set up new arrangements.
At AFP Wokingham we deal with some of the country's top insurers and will take the time & trouble to discuss what you are looking to achieve from your protection arrangements as well as recommending the most cost effective and secure solutions we possibly can.
It may be that you already have arrangements in place but wish to ensure that they will do the job required should the worst happen, or you may wish to take advice to set up new arrangements.
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