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Bathroom designer Jemima is looking forward to putting her skills to use for herself now she finally owns a home. Whether you're a first time buyer or an established homeowner, a 5% deposit mortgage could help you move sooner rather than later. We are now offering residential mortgages up to 95% loan to value (LTV) in our operating area and up to 90% throughout the rest of the UK (75% in London & SE England).

We offer specialist holiday let mortgages throughout mainland UK and selected islands, offering mortgages up to 75% LTV. We also provide hospitality business mortgages for hotels, guest houses and bed & breakfasts. The Cumberland has announced its lowest ever mortgage rates, offering Cumbrians the chance to make significant savings.
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The Cumberland is a building society based in Cumbria, with our branch operating area covering Cumbria, South West Scotland, West Northumberland and North Lancashire.
Our Business team specialise in hospitality and commercial lending - ranging from holiday let mortgages to hotel and development finance.
We put customers' interests first in everything we do, from providing a wide range of great products to improving service and value.
Our aim is to make a positive difference to the lives of our customers, our communities and our people.
So that we can continue to assist those who need our help the most, please only call us if it's urgent.
View our help and support pages to find answers to your questions and remember you can use our Mobile app and Internet Banking for your everyday banking needs.
Thanks for your patience and understanding.
The quickest way to speak to a mortgage specialist that can help you get on or move up the property ladder, or remortgage is to request a call back.
Our mortgage hub teams are ready and waiting to help, and will aim to get back to you within one working day.
We have recently made some positive changes to our holiday let mortgage product range offered throughout the UK, including the introduction of a 60% LTV tier.
When Richard and Debbie Greaves first set eyes on the run-down tenant farm near Ravenstonedale they did not see the ramshackle buildings that had led so many others to dismiss the property, but instead saw the potential to create a beautiful base for holidays between the Yorkshire Dales and Lake District.
Our latest survey on the UK holiday market has revealed that 86% of holiday accommodation owners say they have invested in their business during the pandemic, with 94% saying they have made a long-lasting, positive change.
We're preparing for the new norm with safe, smart working.
With our people in mind we've introduced Brighter Working and are making changes to the way we work, including providing arrangements to allow many of our Head Office colleagues to work from anywhere and adapting our branches to keep everyone safe and motivated.
Our strategy is driven by our vision to make banking brighter; in order to do this we must start with our people and how they contribute to our journey.
We've launched a Brighter Performance process which allows everyone to own their own performance and development, with a focus on transparency, fairness and consistency.
Whether you're a first time buyer or an established homeowner, a 5% deposit mortgage could help you move sooner rather than later.
We are now offering residential mortgages up to 95% loan to value (LTV) in our operating area and up to 90% throughout the rest of the UK (75% in London & SE England).
Answer a couple of questions to get an initial indication of whether we might be able to help you or not.
The quickest way to speak to a mortgage specialist that can help you get on or move up the property ladder, or remortgage is to request a call back.
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