We have the knowledge and experience to understand your circumstances and find the best individual solution for you. Equity Release is a serious long-term commitment and you need sound advice from somebody you can trust. I am here to give you expert guidance, and tell you what you need to know to give yourself the best chance of a successful mortgage outcome.
There is a wealth of useful information on this website, but if you need help with an immediate issue why not just explain what you're looking for on the enquiry form and get the benefit of expert tailored advice. Remember that the more relevant background information you can give me, the more useful my answer is likely to be. This man is a cut above the normal IFA.
He is truly independent and when he says "Whole of Market" he means it. Even when we had agreed a way forward that would greatly improve our position, he came up with an even better solution and not without cost to himself.
There is a wealth of useful information on this website, but if you need help with an immediate issue why not just explain what you're looking for on the enquiry form and get the benefit of expert tailored advice. Remember that the more relevant background information you can give me, the more useful my answer is likely to be. This man is a cut above the normal IFA.
He is truly independent and when he says "Whole of Market" he means it. Even when we had agreed a way forward that would greatly improve our position, he came up with an even better solution and not without cost to himself.
Services
My name is John Steel and I am an experienced mortgage adviser based at Stoke Orchard between Cheltenham, Tewkesbury and Bishops Cleeve.
Whatever your circumstances I am in good position to understand your needs because I also have many years experience as a Chartered Accountant and Independent Financial Adviser.
I have been arranging mortgages and remortgages for 30 years and have a thorough understanding of the market.
I will work with you to provide an individual solution and I will keep you informed every step of the way.
Whatever your circumstances I am in good position to understand your needs because I also have many years experience as a Chartered Accountant and Independent Financial Adviser.
I have been arranging mortgages and remortgages for 30 years and have a thorough understanding of the market.
I will work with you to provide an individual solution and I will keep you informed every step of the way.
There is no such thing as a "one size fits all mortgage" because we are all at different stages of the life-cycle and everybody's situation is different.
Our aim is to find you the best possible individual solution whether you are buying or re-mortgaging (remortgaging), facing financial difficulties, looking to protect your house and your family, or wanting to enhance your business with appropriate funding.
We offer a comprehensive range of mortgage services to cover your whole life journey from first time buyer through to later life lending, and we can help with every challenge that arises along the way.
Our aim is to find you the best possible individual solution whether you are buying or re-mortgaging (remortgaging), facing financial difficulties, looking to protect your house and your family, or wanting to enhance your business with appropriate funding.
We offer a comprehensive range of mortgage services to cover your whole life journey from first time buyer through to later life lending, and we can help with every challenge that arises along the way.
If you have concerns about your existing mortgage, the chances are you are either coming towards the end of an interim deal or you need to raise some more money.
Most of us take advantage of short-term deals to get a discounted or fixed-rate for a couple of years, but what happens when you get to the end of that period?
Will you be better off staying with your existing lender or would you be better off taking a remortgage with a different lender?
How can you avoid exit penalties if you plan to move in the next year or two?
Most of us take advantage of short-term deals to get a discounted or fixed-rate for a couple of years, but what happens when you get to the end of that period?
Will you be better off staying with your existing lender or would you be better off taking a remortgage with a different lender?
How can you avoid exit penalties if you plan to move in the next year or two?
A remortgage simply means moving your mortgage to a new lender at a time when you are not moving house.
When you come to us to discuss a remortgage, we will always start by carrying out a fact find to ascertain your up-to-date situation so that we can take full advantage of any improvements or steer you round any difficulties.
We will investigate any options you have with your existing mortgage lender because it can sometimes be beneficial to stay where you are and take a further advance if you need more money.
When you come to us to discuss a remortgage, we will always start by carrying out a fact find to ascertain your up-to-date situation so that we can take full advantage of any improvements or steer you round any difficulties.
We will investigate any options you have with your existing mortgage lender because it can sometimes be beneficial to stay where you are and take a further advance if you need more money.
All of the above are legitimate reasons for needing to raise extra money, but mortgage lenders have their own individual rules as the purposes for which they will allow you to take extra cash so you can't assume that an application will always fit their criteria.
Whatever your reason for wanting to raise additional funds, let us know and we will find you the best available deal.
Whatever your reason for wanting to raise additional funds, let us know and we will find you the best available deal.
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