We are a personable mortgage brokerage specialising in many areas of the mortgage market from our base in Southport. Use our mortgage calculator to help understand your monthly repayments based on the amount you would like to borrow and the interest rates. We have guided a great many first-time buyers through the mortgage application process, helping them source the most competitive mortgage deals.
Understanding borrowing capacity based on your financial circumstances is essential when moving home. We'll guide you through the process. There a many reasons home-owners may choose to remortgage, especially to secure a better mortgage deal or to raise capital. We offer clear, sensible advice. Take away the stress by speaking to an expert about the essentials you need to consider when seeking a mortgage for a buy-to-let property.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 531615. Understanding your monthly financial commitment is a hugely important part of the mortgage application process.
Understanding borrowing capacity based on your financial circumstances is essential when moving home. We'll guide you through the process. There a many reasons home-owners may choose to remortgage, especially to secure a better mortgage deal or to raise capital. We offer clear, sensible advice. Take away the stress by speaking to an expert about the essentials you need to consider when seeking a mortgage for a buy-to-let property.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 531615. Understanding your monthly financial commitment is a hugely important part of the mortgage application process.
Services
I am James Blundell, this is my company JB Financial Solutions and we are mortgage brokers.
We specialise in all forms of mortgage from the straight-forward to those that are more complex and unusual.
We always aim to be inclusive and help all applicants.
Of course, we cannot place everybody but at the very least we can make suggestions as to how you can improve your chances and position you best so that one day you can buy that dream home!
With a clear and concise application process, our standards are high and with thorough research we aim to deliver and meet and even exceed client expectations.
We specialise in all forms of mortgage from the straight-forward to those that are more complex and unusual.
We always aim to be inclusive and help all applicants.
Of course, we cannot place everybody but at the very least we can make suggestions as to how you can improve your chances and position you best so that one day you can buy that dream home!
With a clear and concise application process, our standards are high and with thorough research we aim to deliver and meet and even exceed client expectations.
Your level of borrowing is based on several factors including earnings and savings, along with your outgoings and debt repayments.
Monthly repayments are based on how much you borrow, the tem of your mortgage and the interest rate.
Try our first-time buyer UK mortgage calculator.
It can be a daunting process but we ensure you receive clear and knowledgeable guidance through the mortgage application process.
As the biggest purchase you ever make, it's essential to have trustworthy advice.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Monthly repayments are based on how much you borrow, the tem of your mortgage and the interest rate.
Try our first-time buyer UK mortgage calculator.
It can be a daunting process but we ensure you receive clear and knowledgeable guidance through the mortgage application process.
As the biggest purchase you ever make, it's essential to have trustworthy advice.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Put simply, let the experts do the work for you!
Mortgage applications can be time-consuming, complex and run the risk of missing out on the best deal.
We pride ourselves on obtaining the best mortgages for our clients based on their requirements.
Experience tells us that not all lenders share the same criteria to which properties come under the definition of New Build.
With our help, you will have access to the most appropriate lender based on your circumstances.
There are a number of costs/fees that need to be factored in when purchasing a home.
Mortgage applications can be time-consuming, complex and run the risk of missing out on the best deal.
We pride ourselves on obtaining the best mortgages for our clients based on their requirements.
Experience tells us that not all lenders share the same criteria to which properties come under the definition of New Build.
With our help, you will have access to the most appropriate lender based on your circumstances.
There are a number of costs/fees that need to be factored in when purchasing a home.
A borrower takes out a new mortgage on a property they already own.
Remortgaging is a good way to find lower interest rates and better terms by switching to a new lender, or by moving to a different deal with your existing lender.
We would recommend that a borrower begins to look at a remortgage 3-months or so before their existing deal is due to end.
As a mortgage application can take several weeks, the gathering of information can take time as can the legal paperwork.
This timescale ensures a new deal is in place in readiness for the current one ending, making the process seamless.
Remortgaging is a good way to find lower interest rates and better terms by switching to a new lender, or by moving to a different deal with your existing lender.
We would recommend that a borrower begins to look at a remortgage 3-months or so before their existing deal is due to end.
As a mortgage application can take several weeks, the gathering of information can take time as can the legal paperwork.
This timescale ensures a new deal is in place in readiness for the current one ending, making the process seamless.
Typically these are fixed-rate mortgages - a fixed repayment amount over a specific period.
Usually the longer the fixed-rate the higher the interest rate.
Another option is a discount/variable mortgage - this takes a lender's standard variable mortgage rate and applies a set discount or tracks at a specific rate.
BTL mortgages are for landlords who wish to buy a property to rent it out for investment purposes.
A deposit of 25%-40% will usually be required to obtain a competitive mortgage deal.
Usually the longer the fixed-rate the higher the interest rate.
Another option is a discount/variable mortgage - this takes a lender's standard variable mortgage rate and applies a set discount or tracks at a specific rate.
BTL mortgages are for landlords who wish to buy a property to rent it out for investment purposes.
A deposit of 25%-40% will usually be required to obtain a competitive mortgage deal.
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