North East Mortgages, 'Whole of Market' Mortgage Brokers & Protection Advisers in South Shields and surrounding areas!. As a 'Whole of Market' mortgage, and protection adviser, North East Mortgages have access to a wide range of providers that will help you select customised solutions for all types of mortgages, protection and general insurances. We remain committed to providing financial advice in the local community, with no charges involved for an initial consultation.
For mortgages, advice is always free, and at no point will we charge you for our mortgage services. We are paid a commission by the lender. Need to know how much your new mortgage will cost per month? Use the mortgage calculator to get a guide on what your monthly mortgage repayments could be! So, whether you are looking for mortgage advice and/or protection advice, do you want the convenience of a local adviser with over 30 years experience in financial services, with whom you can contact with ease?
You can arrange a home visit with me at a time that is most convenient to you, either way we would be delighted to meet you.
For mortgages, advice is always free, and at no point will we charge you for our mortgage services. We are paid a commission by the lender. Need to know how much your new mortgage will cost per month? Use the mortgage calculator to get a guide on what your monthly mortgage repayments could be! So, whether you are looking for mortgage advice and/or protection advice, do you want the convenience of a local adviser with over 30 years experience in financial services, with whom you can contact with ease?
You can arrange a home visit with me at a time that is most convenient to you, either way we would be delighted to meet you.
Services
David Pickering owner of North East Mortgages - Mortgage Brokers & Protection Advisers, has worked in the financial services industry since 1985.
Starting in the home service sector with CIS, I gained valuable experience on all aspects of mortgages, investments, protection and general insurances for over 15 years, then in 2000 took the forward step of giving Independent financial advice, being based in Newcastle upon Tyne.
I joined Independent Financial Advisory Services (IFAS) in 2003, becoming a Partner in 2008, and opening a sub office in South Shields, to provide financial and mortgage advice to the people of South Tyneside and beyond.
Starting in the home service sector with CIS, I gained valuable experience on all aspects of mortgages, investments, protection and general insurances for over 15 years, then in 2000 took the forward step of giving Independent financial advice, being based in Newcastle upon Tyne.
I joined Independent Financial Advisory Services (IFAS) in 2003, becoming a Partner in 2008, and opening a sub office in South Shields, to provide financial and mortgage advice to the people of South Tyneside and beyond.
As independent mortgage advisers, based in South Shields, Tyne and Wear, we have access to products covering the 'whole of market' we are not tied to one provider.
Please remember your Bank / Building Society are usually restricted to selling their own mortgage products, which means you may not get access to all types of mortgage available.
Your mortgage is possibly the biggest financial commitment that you will make.
It is therefore important that you get the right mortgage advice from the beginning.
Please remember your Bank / Building Society are usually restricted to selling their own mortgage products, which means you may not get access to all types of mortgage available.
Your mortgage is possibly the biggest financial commitment that you will make.
It is therefore important that you get the right mortgage advice from the beginning.
Use this calculator to work out what your monthly mortgage repayments might be, depending on your size of mortgage and interest rates.
If using the mortgage heading, please put a zero in for property tax, property insurance and PMI.
You can choose how we are paid for mortgages.
We can accept commission from the lender in which no fee would be payable.
However, if you want to pay for our services by paying a fee, then a charge of 0.5% of the loan will apply.
If using the mortgage heading, please put a zero in for property tax, property insurance and PMI.
You can choose how we are paid for mortgages.
We can accept commission from the lender in which no fee would be payable.
However, if you want to pay for our services by paying a fee, then a charge of 0.5% of the loan will apply.
A variable rate mortgage is one that changes when the lender announces an interest rate change.
So unlike a fixed rate, if the mortgage rate increases, then you will be paying more each month.
Equally if the mortgage rate decreases, then you will pay less.
In most cases, when you come to the end of a fixed rate / tracker rate period, it is the lenders variable rate that you will be transferred to for the remainder of the mortgage term.
A fixed rate mortgage is one where for a period of time, the interest rate is set (fixed) and will not be affected by changes in interest rates.
So unlike a fixed rate, if the mortgage rate increases, then you will be paying more each month.
Equally if the mortgage rate decreases, then you will pay less.
In most cases, when you come to the end of a fixed rate / tracker rate period, it is the lenders variable rate that you will be transferred to for the remainder of the mortgage term.
A fixed rate mortgage is one where for a period of time, the interest rate is set (fixed) and will not be affected by changes in interest rates.
We will conduct an in depth fact-find with you to ensure your mortgage will continue to be as competitive as possible.
Depending on your circumstances, you could be in a position to start saving money immediately and benefit from the latest mortgage rates available.
If you have not reviewed your mortgage recently, why not call to make an appointment with a qualified mortgage adviser, on remortgaging we may be able to offer products with no Valuation fees, Free legal work and no lender arrangement fees.
Depending on your circumstances, you could be in a position to start saving money immediately and benefit from the latest mortgage rates available.
If you have not reviewed your mortgage recently, why not call to make an appointment with a qualified mortgage adviser, on remortgaging we may be able to offer products with no Valuation fees, Free legal work and no lender arrangement fees.
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