Elm Tree Financial Services provide expert professional mortgage and protection advice tailored to what each clients needs. We know how daunting the prospect of buying your first home can be. In a few simple steps we will guide you through the process. As an Independent Mortgage Broker we secure the best possible terms for your situation and search 1,000s of mortgage products so that you dont have to.
Call or Email us today for more Information. The UK Mortgage Market is one of the most complex in the world with thousands of mortgages prodcts to choose from. We pride ourselfs on customer care and as our advice is impartial we feel like when a clients sits down with an adviser we can offer you the best product to fit your needs. The mortgage market is very competitive and there are new deals avilable all the time.
It is likely that your biggest monthly outgoing is your mortgage and by finding a better deal you could save hundreds and possibly thousands of pounds. With a buy to let mortgage, you take out a mortgage on a property that will be rented out.
Call or Email us today for more Information. The UK Mortgage Market is one of the most complex in the world with thousands of mortgages prodcts to choose from. We pride ourselfs on customer care and as our advice is impartial we feel like when a clients sits down with an adviser we can offer you the best product to fit your needs. The mortgage market is very competitive and there are new deals avilable all the time.
It is likely that your biggest monthly outgoing is your mortgage and by finding a better deal you could save hundreds and possibly thousands of pounds. With a buy to let mortgage, you take out a mortgage on a property that will be rented out.
Services
At Elm Tree Financial Services we will advice you on the best and latest mortgages available, Our Team of professional mortgage advisers will help you work out what you can afford to borrow and make sure you are in a position to secure the house of your dreams.
In a fast moving market you need to be able to move swiftly and with confidence then you find the house you want to buy.
At Elm Tree Financial Services we work closely with our clients to ensure this process runs as smooth as possible.
As Estate agents have a duty to their vendors to ensure that potential buyers are in the best financial position to proceed with their purchase.
In a fast moving market you need to be able to move swiftly and with confidence then you find the house you want to buy.
At Elm Tree Financial Services we work closely with our clients to ensure this process runs as smooth as possible.
As Estate agents have a duty to their vendors to ensure that potential buyers are in the best financial position to proceed with their purchase.
In addition to finding the home of your dreams there is so much more to consider and this is where our expertise can save you both time and money.
Our team of whole of market advisers can help you navigate through the often confusing and time consuming process of buying your first house.
We are also able to move fast as we understand you may need to move swiftly to secure the property of your dreams.
Your free initial consultation will help us to ascertain your individual needs and circumstances and enable us to give you expert answers to any questions you may have.
Our team of whole of market advisers can help you navigate through the often confusing and time consuming process of buying your first house.
We are also able to move fast as we understand you may need to move swiftly to secure the property of your dreams.
Your free initial consultation will help us to ascertain your individual needs and circumstances and enable us to give you expert answers to any questions you may have.
The mortgage market is very competitive and there are new deals available all the time.
It is likely that your biggest monthly outgoing is your mortgage and by finding a better deal you could save hundreds and possibly thousands of pounds.
Here at Elm Tree Financial Services we have access to an extensive range of re-mortgage products, many of which are not available on the high street and we will search the mortgage market to find the mortgage deal that suits you.
We recommend that you review your mortgage every year to see how your current deal compares with what has just come onto the market.
It is likely that your biggest monthly outgoing is your mortgage and by finding a better deal you could save hundreds and possibly thousands of pounds.
Here at Elm Tree Financial Services we have access to an extensive range of re-mortgage products, many of which are not available on the high street and we will search the mortgage market to find the mortgage deal that suits you.
We recommend that you review your mortgage every year to see how your current deal compares with what has just come onto the market.
The new build mortgage market can differ from the main first time buyer and home mover market.
The main differences are as follows.
Many lenders restrict their loans to value lending on new build properties when compared to the second hand property market.
You may find that you need a larger deposit to put towards your new build property.
Your Independent Mortgage Adviser can adviser you on what you will need to know when purchasing your property.
House builders offer different incentives such as paying for legal fees or granting 5% deposits, this make make building a new build very attractive.
The main differences are as follows.
Many lenders restrict their loans to value lending on new build properties when compared to the second hand property market.
You may find that you need a larger deposit to put towards your new build property.
Your Independent Mortgage Adviser can adviser you on what you will need to know when purchasing your property.
House builders offer different incentives such as paying for legal fees or granting 5% deposits, this make make building a new build very attractive.
With an interests only mortgage the amount you pay each month will never reduce the capital of the mortgage.
This means at the end of the term the amount you borrowed will remind the same as the day you took it out.
An interest only mortgage can suits some clients that have a repayment vehicle in place to repay the capital at the end of the term I.e endowment, pensions ISA, investments or even a buy to let property portfolio.
Although borrowing in this way does come with certain conditions from the lenders, Elm Tree Financial Services will be able to review your personal financial situation and make a recommendation based upon this.
This means at the end of the term the amount you borrowed will remind the same as the day you took it out.
An interest only mortgage can suits some clients that have a repayment vehicle in place to repay the capital at the end of the term I.e endowment, pensions ISA, investments or even a buy to let property portfolio.
Although borrowing in this way does come with certain conditions from the lenders, Elm Tree Financial Services will be able to review your personal financial situation and make a recommendation based upon this.
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