We offer mortgage advice free of cost, suggesting the lowest cost deal to suit your personal circumstances and then arrange the London mortgage services for you. We also handle remortgages, buy to let mortgages, let to buy, commercial, and mortgages for self-employed. A personal, confidential service, tailored to your individual needs - not subcontracted out to a third party.
It does not take into account monthly payments on loans, credit cards and other credit payments that will continue after the mortgage starts. We will advise you, source the appropriate mortgage, submit it to the lender and then process the application through to completion without taking a fee from you. We are able to offer you this service because the lender will pay us a fee for introducing you to them.
It is important for you to understand that this does not mean that we will recommend the lender that pays us the most commission. On the contrary, we will recommend to you the best lender and the mortgage scheme that is most appropriate to your needs.
It does not take into account monthly payments on loans, credit cards and other credit payments that will continue after the mortgage starts. We will advise you, source the appropriate mortgage, submit it to the lender and then process the application through to completion without taking a fee from you. We are able to offer you this service because the lender will pay us a fee for introducing you to them.
It is important for you to understand that this does not mean that we will recommend the lender that pays us the most commission. On the contrary, we will recommend to you the best lender and the mortgage scheme that is most appropriate to your needs.
Services
About London Mortgage Advice & Free Broker ServiceAuthorised by the Financial Conduct Authority to provide advice on mortgages and insurances to protect you and your property.
David Sellar of London Mortgage Advice Ltd has been providing advice to the people of London for over 12 years.
He is committed to finding you the lowest cost mortgage that is right for you as well as dealing with remortgages, buy to lets, lets to buy and commercial mortgages.
David Sellar of London Mortgage Advice gave us excellent advice and helped us find the right mortgage for our circumstances.
David Sellar of London Mortgage Advice Ltd has been providing advice to the people of London for over 12 years.
He is committed to finding you the lowest cost mortgage that is right for you as well as dealing with remortgages, buy to lets, lets to buy and commercial mortgages.
David Sellar of London Mortgage Advice gave us excellent advice and helped us find the right mortgage for our circumstances.
With a wide range of options to choose from, it can be overwhelming to decide the right mortgage for you.
London Mortgage Advice can help!
As an Independent mortgage broker, we will explain to you each type of loan and how it may relate to your particular needs and preferences.
As a non-aligned, impartial, best mortgage brokers in London, we can search from the whole market place, enabling you to land on the best deal, one that matches your circumstances and needs.
We know it's not easy for first-time buyers in prevailing London's real estate (particularly in London!) and the free mortgage advisors team is here to help.
London Mortgage Advice can help!
As an Independent mortgage broker, we will explain to you each type of loan and how it may relate to your particular needs and preferences.
As a non-aligned, impartial, best mortgage brokers in London, we can search from the whole market place, enabling you to land on the best deal, one that matches your circumstances and needs.
We know it's not easy for first-time buyers in prevailing London's real estate (particularly in London!) and the free mortgage advisors team is here to help.
Many people change their mortgage provider every year, either to save money, or to raise cash.
Some estimate that over half of all borrowers are paying more than they need to for their mortgage each month.
Because of the fees that lenders charge, make sure that what you gain through a lower interest rate you are not losing through higher charges.
Lenders employ advisers within the branch who usually may only be able to recommend their own products.
But there are a host of independent mortgage brokers who are free to advise you from the whole of the mortgage market.
Some estimate that over half of all borrowers are paying more than they need to for their mortgage each month.
Because of the fees that lenders charge, make sure that what you gain through a lower interest rate you are not losing through higher charges.
Lenders employ advisers within the branch who usually may only be able to recommend their own products.
But there are a host of independent mortgage brokers who are free to advise you from the whole of the mortgage market.
The Help to Buy Scheme has been created by the Government to help people with low deposits buy their own home.
The Government lends you up to 20% of the cost of your new-build home, and so you will only need to find a deposit of 5%.
The mortgage lender will lend you up 75% of the rest.
Not only are equity loans available to first time buyers they are also available to homeowners looking to move.
With a price tag of up to 600,000, the home you want to buy must be newly built.
Some of the qualifications for these loans are, 1, you won't be able to sublet this home or enter a part exchange deal on your old home.
The Government lends you up to 20% of the cost of your new-build home, and so you will only need to find a deposit of 5%.
The mortgage lender will lend you up 75% of the rest.
Not only are equity loans available to first time buyers they are also available to homeowners looking to move.
With a price tag of up to 600,000, the home you want to buy must be newly built.
Some of the qualifications for these loans are, 1, you won't be able to sublet this home or enter a part exchange deal on your old home.
What are the lenders' rates and any other associated costs, such as reservation fee, product fee and broker fee (if applicable)?
Can associated costs be included in the mortgage loan or are they payable upfront?
What does the lender charge for survey / valuations?
What is the lender's revert rate once the initial deal term is finished and how will this affect monthly payments?
Are there any charges for early repayment of the mortgage?
Is there an arrangement fee to pay and if so will I get this back if my application does not proceed?
Can associated costs be included in the mortgage loan or are they payable upfront?
What does the lender charge for survey / valuations?
What is the lender's revert rate once the initial deal term is finished and how will this affect monthly payments?
Are there any charges for early repayment of the mortgage?
Is there an arrangement fee to pay and if so will I get this back if my application does not proceed?
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