Millenium Mortgages
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Millenium Mortgages
With over 10,000 mortgage products on the market and more being added each day, sourcing the most appropriate mortgage isn't easy. Millennium Mortgages have access to a wide range of mortgages including many not directly available to the public. Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency.

It is important to understand how you shape up and check the information these agencies hold against you to help your mortgage chances. Whether you'd like us to visit you for a chat or handle everything over the phone, we'll work around your schedule to make the process as straightforward as possible. WIth over 25 years experience in the industry, we understand and can help you with even some the most complex cases.

For the last 21 years I have always employed the Mortgage Skills of Mark Thurman and Millennium Mortgages, first of all in building a Buy to Let portfolio from 1999 to 2006 and henceforth obtaining remortgages, this has saved me 10,000's over the last 20 years, Mark has also saved me 1,000s on landlords insurance over the years.
Services
Millennium Mortgages was established in 1991 in Hull and has since expanded with a base in Huddersfield to offer professional but personal mortgage and protection advice to clients across the UK.
All of our advisers are fully qualified with vast experience and we have a number of product specialists in all areas.
They will provide a no obligation competitive quote that is well researched and bespoke to our customers individual requirements, whilst answering any questions they may have.
We offer advice and guidance from basic home information to specialist property investments including buy to let mortgages.
Getting onto the property ladder is an exciting time but with so much to think about, it can often feel a little complicated.
At Millennium Mortgages, our aim is to take out as much of the stress as possible and walk you through the process of buying your first home.
Doing directly to a bank or building society means you'll only hear about the products they have to offer, we search the whole of the market to find the best deal.
We'll do all of the heavy lifting and speak directly with your lender, solicitor and surveyor so you don't have to worry about the logistics.
Many people will be tempted to stick with their existing lender without shopping around for a cheaper rate first.
As an existing lender is only able to offer from a range of their own products, there's a chance you could be missing out on a much cheaper and more suitable product with another lender.
At Millennium Mortgages we have access to the whole mortgage market and not just a select number of lenders meaning we are able source the mortgage best suited to you.
Mark was recommended to me, and I would not consider using anyone else following the service provided.
Remortgaging allows you to switch your mortgage from one lender to another, or even negotiate a better deal with your existing one.
There are many reasons why you might choose to remortgage, but it often falls into at least one of the following categories.
If your existing discounted period is coming to an end, you may be transferred onto your lender's Standard Variable Rate which could be costly.
In times of uncertainty or if you're worried about rate rises, remortgaging could allow you to fix your mortgage to guarantee consistent monthly payments for a specified period.
If you either own or are looking to own a property and want to let it out to paying tenants, you will need a Buy to Let mortgage.
As with regular residential mortgages, there are a number of different options and lending is based on affordability.
Over the last 3 years I have been building up a buy to let portfolio in Hull and was thrilled when I found out MMS could help me find the best LTD Co. BTL products.
Mark has always gone above and beyond to find the best deals that suit our circumstances.
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