Speak with an experienced mortgage advisor today who will listen and answer all of your questions. Your mortgage advisor will search through 1000's of mortgage products to find you the best deal for your individual circumstances. Saving you time and money. Your dedicated case handler will progress your application, taking care of everything and overcoming hurdles we meet along the way.
Once you have received your formal mortgage offer it is back to your solicitor for completion of your purchase or remortgage. Being a first time buyer and not really knowing any process or what I need to do Mizna Coates was incredible at helping me sort my life insurance out. She was determined and diligent at trying to source a provider to give me critical illness.
First rate service mizna kept me informed every step of the way of where we were at and was clear of what I needed to do. Would recommend to friends and family. UK Moneyman (Charlie and Chloe) were fantastic during the process of applying for a Mortgage.
Once you have received your formal mortgage offer it is back to your solicitor for completion of your purchase or remortgage. Being a first time buyer and not really knowing any process or what I need to do Mizna Coates was incredible at helping me sort my life insurance out. She was determined and diligent at trying to source a provider to give me critical illness.
First rate service mizna kept me informed every step of the way of where we were at and was clear of what I needed to do. Would recommend to friends and family. UK Moneyman (Charlie and Chloe) were fantastic during the process of applying for a Mortgage.
Services
Having started out from the very modest beginnings of just me working out of a converted garage at home in 2009, we are proud to have helped thousands of people onto the property ladder and created over 40 jobs in our local area to service our loyal and growing client base.
It's important to me that we create long-standing relationships with our clients so that they can rest assured they are always on the best deal available as their circumstances change.
Utilising the latest technology, our free "Mortgage Monitoring" service checks every client's mortgage 365 days a year to provide the peace of mind that they are not missing out on better offers.
It's important to me that we create long-standing relationships with our clients so that they can rest assured they are always on the best deal available as their circumstances change.
Utilising the latest technology, our free "Mortgage Monitoring" service checks every client's mortgage 365 days a year to provide the peace of mind that they are not missing out on better offers.
We'll be with you every step of the way, from your initial enquiry to getting the keys to your first home.
The minimum deposit required for someone buying their first home is 5%.
When you are not in a chain you can use this as a good bargaining tool when it comes to negotiating the price on a property you want to buy.
We always think it's a great idea to obtain an Agreement in Principle prior to viewing properties.
This will confirm the maximum mortgage available to you and also give you the confidence to know you are actually in a position to proceed.
The minimum deposit required for someone buying their first home is 5%.
When you are not in a chain you can use this as a good bargaining tool when it comes to negotiating the price on a property you want to buy.
We always think it's a great idea to obtain an Agreement in Principle prior to viewing properties.
This will confirm the maximum mortgage available to you and also give you the confidence to know you are actually in a position to proceed.
If you are thinking about moving home we always suggest obtaining an Agreement in Principle as early in the process as possible.
This is so you know exactly how much you can borrow, how much your payments are likely to be and that when you come to formally apply you have a good chance of being successful.
An Agreement in Principle only lasts for up to 90 days but it is quite easy for us to get these refreshed for you.
If you are locked into a fixed rate mortgage we can contact your existing lender for you to see if they will "port" your current deal to your next home without triggering an early repayment penalty.
This is so you know exactly how much you can borrow, how much your payments are likely to be and that when you come to formally apply you have a good chance of being successful.
An Agreement in Principle only lasts for up to 90 days but it is quite easy for us to get these refreshed for you.
If you are locked into a fixed rate mortgage we can contact your existing lender for you to see if they will "port" your current deal to your next home without triggering an early repayment penalty.
Thanks to the government's Help-to-Buy Schemes, you a may be eligible to get a property with as little as a 5% deposit and finally put your foot onto the property ladder as a first-time buyer.
You can take out a Help-to-Buy Equity Loan from the government for up to 20% of the purchase price of a new build property (40% in London).
You must put down at least 5% deposit from your own savings or a family gift.
If the builder is contributing towards the deposit that's also acceptable, but this needs to be in addition to your 5%.
You can take out a Help-to-Buy Equity Loan from the government for up to 20% of the purchase price of a new build property (40% in London).
You must put down at least 5% deposit from your own savings or a family gift.
If the builder is contributing towards the deposit that's also acceptable, but this needs to be in addition to your 5%.
Providing mortgage advice to those looking to purchase their rental property from their local authority.
Some lenders allow you to apply for extra money for home improvements when you take out a Right to Buy mortgage.
You may need to provide estimates for the works required.
It can be more difficult to obtain a Right to Buy mortgage with bad credit but it's not impossible.
Originally being introduced back in the 80's the UK Right to Buy Scheme is still very much alive and well for tenants who wish to buy their council home at a discount.
Some lenders allow you to apply for extra money for home improvements when you take out a Right to Buy mortgage.
You may need to provide estimates for the works required.
It can be more difficult to obtain a Right to Buy mortgage with bad credit but it's not impossible.
Originally being introduced back in the 80's the UK Right to Buy Scheme is still very much alive and well for tenants who wish to buy their council home at a discount.
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