Mortgage Response
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Mortgage Response
We at Mortgage Response have a wealth of experience in the mortgage market gained over many years and have built a reputation in offering outstanding customer service. We offer advice on all types of mortgage, whatever your situation, and we can source mortgages from the whole of the UK market. We offer straightforward, clear advice in plain, jargon free language as we know that the mortgage process can be a daunting one.

You can be confident that we will always have your best interests at heart and we will be working for you to get the best possible deal for you. Arranging a mortgage for your home is part of what we do, we also give advice and make recommendations to protect you and your home against the things that can go wrong in life. I joined Mortgage Response at the beginning of 2020 after studying for my CeMAP qualification for 18 months.

I enjoy helping clients achieve their dreams by finding the perfect solution for their situation. I pride myself on always being contactable and replying to correspondence as quick as possible.
Services
If you're in the market for the best mortgage deal for your first home, we specialise in searching the whole market to make sure you get the best deal for your circumstances.
Buying your first home can be a stressful thing, but we will guide you every step of the way, explaining things to you in simple, easy to understand terms.
We also work closely with selected solicitors and leading UK insurance companies to guide you through the process.
We can advise you of the maximum amount you can borrow and the maximum purchase price you can afford, including the costs and fees associated with buying your first home.
If you're looking to take a step up on the property ladder, we specialise in searching the whole market to make sure you get the best deal for your circumstances.
Our search will include your existing lender, as quite often porting an existing deal from one property to another is the best option.
This is something that we can assist you with.
We also work closely with selected solicitors and leading UK insurance companies to guide you through the process.
Our work does not stop once we've recommended the best deal for you.
If you're currently on your existing lender's Standard Variable Rate or your current deal is coming to an end, we can do the hard work of looking at the whole market for you to secure the best deal for your circumstances.
If you are currently on a preferential rate, we recommend shopping around approximately 4 months before your present deal ends.
This is something we do automatically for existing clients as part of our lifetime service.
Your home is a valuable asset and there are times when you may wish to unlock extra money for home improvements or investments.
If you're self-employed we can help you get your dream home or a better deal on your mortgage.
It is often thought that getting a mortgage if you are self-employed is a complex process and that lenders penalise self-employed applicants.
Just because you're self-employed doesn't mean you can't get a great deal on a mortgage.
We've helped many self-employed people buy their dream home or get a better deal on their existing mortgage with minimum fuss.
Self-employed people with less than three years' accounts or who have only been trading for 1 year, subject to meeting the lender's criteria.
The new build mortgage process can be more difficult than for an older property, particularly if you're buying off-plan.
Our new build mortgage experts will ensure you find the lender most likely to be able to help you as well as secure the best mortgage deal for your needs.
We have access to exclusive new build specific deals.
Once you've paid a reservation fee to the developer, you may only have 28 days to exchange contracts.
That can be a challenge and it's where our knowledge and relationships with mortgage lenders can help.
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