History - I joined the financial services industry in 2001, prior to that I had many jobs including supermarket shelf stacker, travel agent and call centre worker. My first job in the industry was as a financial advisor for Co-op Bank. I left there in 2003 to join a firm of independent mortgage advisers where I stayed until 2008 when I left to set up Mortgage 1st.
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing! I'm extremely proud of the team we have and will continue to build and the high standards we deliver to our customers.
When I'm not in the office, you will find me - Spending time with my wife and 2 young children and watching Sunderland (attempt) to play football! History - After studying Fashion Marketing at University, I secured my first job as a Manager for Topshop Retail in 2004.
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing! I'm extremely proud of the team we have and will continue to build and the high standards we deliver to our customers.
When I'm not in the office, you will find me - Spending time with my wife and 2 young children and watching Sunderland (attempt) to play football! History - After studying Fashion Marketing at University, I secured my first job as a Manager for Topshop Retail in 2004.
Services
Buying a home is extremely exciting but it can also be a daunting and overwhelming experience for anyone, especially if you are a first time buyer.
You need to be confident that you have the best possible advice from the start and ongoing support throughout from fully trained professionals.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
You need to be confident that you have the best possible advice from the start and ongoing support throughout from fully trained professionals.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Moving house is probably one of the most stressful things anyone will do in their lifetime but it can also be extremely exciting for all the family.
Whether you're looking for more space, a forever home, to downsize or even to relocate the first thing you need to do is to ensure you can get the mortgage you need.
Our advisers will access your circumstances and provide you with an AIP/DIP (Agreement/Decision in Principle) within a matter of minutes.
This is what you will need to provide the Estate Agent with before you can put in an offer on a property.
Whether you're looking for more space, a forever home, to downsize or even to relocate the first thing you need to do is to ensure you can get the mortgage you need.
Our advisers will access your circumstances and provide you with an AIP/DIP (Agreement/Decision in Principle) within a matter of minutes.
This is what you will need to provide the Estate Agent with before you can put in an offer on a property.
Remortgaging is when you take out a new mortgage deal on your existing property and can be done for many reasons, firstly you may want to find yourself a better deal on your existing repayments or secondly to avoid switching onto a potentially higher standard variable rate when your current mortgage deal comes to an end.
Many homeowners also remortgage to consolidate any debts you may have or to raise extra money for home improvements.
Whatever reason you want to remortgage your home for, it is important you have the best guidance and advice available to you.
Many homeowners also remortgage to consolidate any debts you may have or to raise extra money for home improvements.
Whatever reason you want to remortgage your home for, it is important you have the best guidance and advice available to you.
The Buy-to-Let market is constantly growing due to the short term gains of an additional source of rental income and the long term benefits of property investment.
If you are looking to purchase your first rental property and have no idea where to start our team of specialist Mortgage Advisers can guide you through the entire process giving you the confidence to become a property landlord for the first time.
Or if you are an existing landlord looking to add to your property portfolio with a new purchase or you need to reassess your financial situation by Remortgaging multiple properties our expert advisers will work with you to help manage your portfolio and grow your business.
If you are looking to purchase your first rental property and have no idea where to start our team of specialist Mortgage Advisers can guide you through the entire process giving you the confidence to become a property landlord for the first time.
Or if you are an existing landlord looking to add to your property portfolio with a new purchase or you need to reassess your financial situation by Remortgaging multiple properties our expert advisers will work with you to help manage your portfolio and grow your business.
The government's Help-to-Buy scheme is aimed at increasing the number of homeowners around the country by offering financial assistance with the purchasing of a property.
With this scheme, buyers can move into a home with a deposit of just 5%, making houses affordable even to people with a small deposit.
The Help-to-Buy scheme is available to both first time and next time buyers and is available on old and new properties alike.
To apply for a help-to-buy mortgage you need expert advice from fully trained professionals who can support you through the entire process until completion.
With this scheme, buyers can move into a home with a deposit of just 5%, making houses affordable even to people with a small deposit.
The Help-to-Buy scheme is available to both first time and next time buyers and is available on old and new properties alike.
To apply for a help-to-buy mortgage you need expert advice from fully trained professionals who can support you through the entire process until completion.
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