Xpress Mortgages
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Xpress Mortgages
At Xpress Mortgages we source the whole of market to find our clients the best deal possible - searching many lenders with 1000's of products. Super efficient service from start to finish. A total pleasure to deal, Carmen time and care to explain options and alternatives to what we we considering. Very highly recommended. Very helpful Carmen takes her time to make sure you get a good deal we have used her twice in the last few years highly recommend.

They are a professional company to deal with. They give you all the information you need from day one, no surprises. They are honest will tell you what is. We got our Life Insurance policy through Xpress Mortgages and there were very friendly and helpful. They supplied us with good quotes, cheaper than than what the online comparison sites offered.

I definitely recommend them. Rachel and her team were fantastic at securing all three our mortgages when we were going through the process of buying our dream home! The service and knowledge shown by Carmen was invaluable to me as a first time buyer with the added complication of being a buy to let property.
Services
Rachel founded Xpress Mortgages in 2006 following 12 years in estate agency.
Rachel is the sole director of the firm but her passion remains in providing advice so continues to support her portfolio of existing clients.
Carmen joined Xpress Mortgages in 2014 progressing through the ranks to become an experienced mortgage and protection adviser and is now an integral member of the team.
Carmen is also qualified to provide advice on Equity Release.
Adam joined Xpress Mortgages in 2021 and is our Business Manager.
Residential mortgages are the largest, and one of the most common, forms of credit in the UK, and make it possible for millions of us to buy our homes.
If you are going to buy a new home to live in you will require a residential mortgage.
There are so many mortgage options out there that deciding what you want is like ordering a coffee nowadays - a series of choices that blow your mind, when all you want is a cup of coffee!
Your monthly mortgage payments will be one of your largest outgoings and one that will last a long time.
Xpress Mortgages will give you the financial advice that you require to ensure that you have the appropriate finance arranged so you can, not only buy your first home, but also make sure it stays yours if the worst was to happen.
Buying your first home could be one of the most exciting times of your life but it could also be the most stressful.
It is likely to be your biggest purchase to date and as a result, it consistently tops the list of most stressful life events.
Our goal at Xpress Mortgages is to relieve that stress and make sure that your dream doesn't become a nightmare.
A remortgage is where you take out a new mortgage on a property you already own.
Either to replace your existing mortgage, or to borrow money against your property.
Maybe you've come to the end of a fixed rate mortgage period, or you wish to release some money from your property for a DIY project.
Maybe you'd like to consolidate other debts into one payment or your credit standing has improved over time, so you may be entitled to a better rate of interest.
Remortgaging can also help you lower your monthly outgoings.
Whether you are a first-time landlord or a well established property investor, our experts can provide you with the right advice.
Are you an established landlord or looking to become one?
Buy to Let Mortgages (BTL) are aimed at those who buy property to rent it out.
For good reason, property has always been seen as a wise investment as a part of a balanced portfolio.
Over the last 20 years or so, Buy to Let has grown substantially.
Although, it's now more important than ever that your finances are in good order as the market undergoes some significant changes.
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