This site can help you find basic information on some of the financial products and services available to you today from Ward House. Ward House Mortgages and Life are not limited in the range of mortgages and protection products we will consider for you. If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request.
If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS').
If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS').
Services
As a dedicated adviser who works to develop long term relationships with our clients.
I ensure my clients financial requirements are catered for throughout the different phases of life by developing close personal relationships for clients on the Isle of Wight and mainland, applying our knowledge and professionalism to every aspect of finance, however small.
Ward House has been assisting clients since 1988.
I ensure my clients financial requirements are catered for throughout the different phases of life by developing close personal relationships for clients on the Isle of Wight and mainland, applying our knowledge and professionalism to every aspect of finance, however small.
Ward House has been assisting clients since 1988.
We offer products from a range of insurers for Term Assurance, Critical Illness, Income Protection, and Private Medical Insurance.
We can only offer products from a limited number of insurers for Accident, Sickness and Unemployment, Buildings and Contents.
We will advise and make a recommendation having assessed your needs for Term Assurance, Critical Illness, Income Protection and Private Medical Insurance, Accident, Sickness and Unemployment.
If your protection policy is over 12 months old, you may wish us to contact you for a review, to see whether a more competitive policy can be arranged.
We can only offer products from a limited number of insurers for Accident, Sickness and Unemployment, Buildings and Contents.
We will advise and make a recommendation having assessed your needs for Term Assurance, Critical Illness, Income Protection and Private Medical Insurance, Accident, Sickness and Unemployment.
If your protection policy is over 12 months old, you may wish us to contact you for a review, to see whether a more competitive policy can be arranged.
Our strength lies in our relationships with our clients, and that's all about people.
Our client base has grown through introductions from satisfied clients.
Its all down to our team of dedicated, friendly staff.
I have built up a team of administrators to ensure the standard of service we deliver to our clients has continued to be maintained at the highest level.
Our client base has grown through introductions from satisfied clients.
Its all down to our team of dedicated, friendly staff.
I have built up a team of administrators to ensure the standard of service we deliver to our clients has continued to be maintained at the highest level.
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from.
We've written an overview of some of these in the accompanying pages, but to make a truly informed decision; call us on 01983 811505 and ask for an appointment with one of our advisers.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from.
We've written an overview of some of these in the accompanying pages, but to make a truly informed decision; call us on 01983 811505 and ask for an appointment with one of our advisers.
This is the simplest type of mortgage.
The payments you make to the lender every month pay off both the capital and the interest from the loan.
Provided you keep up the payments, you are guaranteed to pay off the loan by the end of the term agreed (for example 25 years).
The lender calculates your monthly repayments depending on the amount borrowed, how long for, the interest rate & how the rate you have chosen is set.
The payments you make to the lender every month pay off both the capital and the interest from the loan.
Provided you keep up the payments, you are guaranteed to pay off the loan by the end of the term agreed (for example 25 years).
The lender calculates your monthly repayments depending on the amount borrowed, how long for, the interest rate & how the rate you have chosen is set.
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