The Mortgage Factory
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The Mortgage Factory
We give mortgage advice from a wide panel of mortgage lenders and we have access to exclusive broker-only products. We give advice, make a recommendation and then implement the mortgage for you. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits. There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income.

For impartial information about insurance, please visit the Money Advice Service website. We always make suitable recommendations to meet your needs. You can visit any of our offices in PoultonLe-Fylde, Lytham St Annes or Upholland although we currently advise clients all over the UK. Call us today on 01253 894050 or get in touch here and we will call you back at a time to suit you.

The Mortgage Factory is a trading name of Mortgage Factory UK Ltd, which is an appointed representative of Quilter Financial Services Limited, who are authorised and regulated by the Financial Conduct Authority.
Services
The Mortgage Factory was established in 2007.
We survived the credit crisis of 2008 mainly due to our focus on customer service, knowledge of the mortgage market and keen attention to detail.
We have since grown the business and have gone on to complete thousands of mortgages for our clients.
We are proud that we get most of our business from referrals and recommendations from existing clients and local professionals.
We also provide a nationwide, over the telephone service to our clients throughout the UK.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Steve looks after our Lifetime Mortgage (Equity Release) clients.
Having been in the industry for many years, the knowledge and experience that Steve brings is integral to The Mortgage Factory.
Rob is our Financial Planner and gives advice across a wide range of financial services including pensions, investments, mortgages and insurances.
Marc initially worked at The Mortgage Factory when the company was founded in 2007.
We offer a face to face service, either in the comfort of your own home or at one of our offices in Poulton-le-Fylde or St Annes.
We also offer a nationwide telephone advice service.
The Mortgage Factory are here to help you achieve your financial goals.
Contact us for a free initial chat and then either pop in to see us or arrange a home visit and we will meet to discuss your needs in more detail.
We aim to give our clients the best possible service and will endeavour to respond to any form of contact in an efficient, polite and confidential manner.
The Mortgage Factory are experts in Buy To Let Mortgages.
We have years of experience in this area and many of our landlord clients have built successful, multi-million pound property portfolios with our advice.
Think carefully before securing debt against your home Your home may be repossessed if you do not keep up repayments on your mortgage.
If you want to buy a property to let out you need a special Buy To Let mortgage.
As with a residential mortgage you can choose between fixed, tracker and variable rates.
If you're looking for a commercial mortgage to buy new premises, or a commercial remortgage to improve your current commercial mortgage rate, or raise capital for your business, our advisers can help.
We have access to all major lenders including ones not found on the high street.
We pride ourselves on being able to negotiate the best terms we can on your behalf and take time to understand your requirements and then fit them to a lender's requirements.
Ensuring that the commercial mortgage application can proceed with the minimum of fuss.
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