We provide honest, expert mortgage and protection advice and tailor-made products at affordable prices. We take pride in offering a personal service and providing our clients with peace of mind that they are receiving quality products, that are tailored to their requirements and that are fit for purpose. At How? Financial Review (Stockport) Ltd we offer a personal service that is convenient and works around our client's busy schedules.
We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. We aim to make signing up for any of our services as quick and as convenient as possible. We take the time to listen to our customers, assess their needs and to carry out extensive research to pick themes appropriate for them within their budget.
I would highly recommend Paul due to the excellent levels of service that I have received. Paul completed my own insurance but has also helped some of my clients with residential mortgages and insurance.
We are happy to carry out reviews and organise policies either over the telephone, virtually or face to face in the comfort of your own home. We aim to make signing up for any of our services as quick and as convenient as possible. We take the time to listen to our customers, assess their needs and to carry out extensive research to pick themes appropriate for them within their budget.
I would highly recommend Paul due to the excellent levels of service that I have received. Paul completed my own insurance but has also helped some of my clients with residential mortgages and insurance.
Services
I am Paul McGowan, Managing Director and expert mortgage and protection adviser at How? Financial Review (Stockport) Ltd.
I have over 21 years' experience within the industry and am passionate about helping clients to get the right products at the right prices.
I am also known amongst my local networking groups as 'The Meerkat Killer' as I strive to protect individuals and families from purchasing products online that are not fit for purpose.
In my spare time, I love to walk my dog, watch rugby union and follow my passion of motor cycling.
I have over 21 years' experience within the industry and am passionate about helping clients to get the right products at the right prices.
I am also known amongst my local networking groups as 'The Meerkat Killer' as I strive to protect individuals and families from purchasing products online that are not fit for purpose.
In my spare time, I love to walk my dog, watch rugby union and follow my passion of motor cycling.
Mortgages have never been as highly regulated as they are today.
We will ensure that you are advised on the right protection products that will run alongside the term of the mortgage to minimize potential risks should your circumstances change in the future.
This is a loan that is used to either purchase or re-finance a property that is going to be let out to tenants.
Buy to let mortgages are slightly different to ordinary mortgages as there tends to be higher fees to pay, higher interest rates, a minimum deposit to pay (25% of the property's value) and most are interest only meaning that there is a lump sum to pay at the end of the mortgage term.
We will ensure that you are advised on the right protection products that will run alongside the term of the mortgage to minimize potential risks should your circumstances change in the future.
This is a loan that is used to either purchase or re-finance a property that is going to be let out to tenants.
Buy to let mortgages are slightly different to ordinary mortgages as there tends to be higher fees to pay, higher interest rates, a minimum deposit to pay (25% of the property's value) and most are interest only meaning that there is a lump sum to pay at the end of the mortgage term.
Equity release is a means of releasing money tied up in your home whilst still living in it.
It is an option for the over 55's.
A mortgage doesn't need to have been paid off to release equity and it can be received in a lump sum, small amounts or as a combination of both.
Lifetime Mortgage - This is where you take out a mortgage secured on your property, whilst still retaining ownership.
The loan amount and any interest accrued is paid off when you die or if you need to move into a care home.
Home Reversion - This is where you sell part or all of your home to a home reversion provider and they either pay you a lump sum or pay you in instalments.
It is an option for the over 55's.
A mortgage doesn't need to have been paid off to release equity and it can be received in a lump sum, small amounts or as a combination of both.
Lifetime Mortgage - This is where you take out a mortgage secured on your property, whilst still retaining ownership.
The loan amount and any interest accrued is paid off when you die or if you need to move into a care home.
Home Reversion - This is where you sell part or all of your home to a home reversion provider and they either pay you a lump sum or pay you in instalments.
We offer a range of policies that provide piece of mind should you unexpectedly be off work due to ill health or accidental injury.
In such unfortunate circumstances, we can arrange for you to receive a monthly tax-free income until you are well enough to return to work.
We offer affordable options that can be set up quickly and with ease so that you can rest assured that you are fully protected.
We work with a carefully selected panel of lenders to ensure our clients get the most appropriate policy in place for them.
In such unfortunate circumstances, we can arrange for you to receive a monthly tax-free income until you are well enough to return to work.
We offer affordable options that can be set up quickly and with ease so that you can rest assured that you are fully protected.
We work with a carefully selected panel of lenders to ensure our clients get the most appropriate policy in place for them.
A Will is an important document that provides direction on how you wish for your estate and personal possessions to be divided up after you die.
Although, many people put off writing a will, it is important to consider the peace of mind that you will receive knowing that your loved ones are protected and everything is clearly set out according to your wishes to avoid any further unnecessary upset.
We shall ensure that every detail is taken care of and ensure that your estate and loved ones are protected.
Although, many people put off writing a will, it is important to consider the peace of mind that you will receive knowing that your loved ones are protected and everything is clearly set out according to your wishes to avoid any further unnecessary upset.
We shall ensure that every detail is taken care of and ensure that your estate and loved ones are protected.
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