Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits. The Financial Conduct Authority does not regulate some aspects of commercial mortgages, buy to let mortgages and bridging finance. Skegness Mortgage Centre is a modern forward thinking independently owned company providing mortgage and protection advice to customers across the UK.
We will treat customers fairly, as we would want to be treated, tailoring and personalising our service to exceed their expectations, ensuring that we build long term relationships with them. Where you have a compliant or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this.
We will treat customers fairly, as we would want to be treated, tailoring and personalising our service to exceed their expectations, ensuring that we build long term relationships with them. Where you have a compliant or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this.
Services
With over 30 years Experience Skegness Mortgage Centre is the trading name of J & G Mortgages Ltd which was set up in 2003 by directors John Taylor & Gary Morris.
Having been employed by a number of large financial companies we wanted to move away from the corporate, pressurised work ethic, and open a mortgage focused, client comes first, down to earth, straight talking advice centre specialising in all types of mortgages and related products.
We know how hard it can be to find time in your busy schedule for an appointment.
Having been employed by a number of large financial companies we wanted to move away from the corporate, pressurised work ethic, and open a mortgage focused, client comes first, down to earth, straight talking advice centre specialising in all types of mortgages and related products.
We know how hard it can be to find time in your busy schedule for an appointment.
You may find buying your first home a little bit daunting.
With the challenge of finding your first property, choosing the right mortgage, selecting the best solicitor and making sure the whole process runs smoothly, you may find the information below useful to help you achieve the first rung of the property ladder.
The first step is to contact us and we will advise you on the mortgage options available to you.
It doesn't matter if you haven't found a property just yet, we can provide you with some facts and figures that will help you select the property within your price range.
With the challenge of finding your first property, choosing the right mortgage, selecting the best solicitor and making sure the whole process runs smoothly, you may find the information below useful to help you achieve the first rung of the property ladder.
The first step is to contact us and we will advise you on the mortgage options available to you.
It doesn't matter if you haven't found a property just yet, we can provide you with some facts and figures that will help you select the property within your price range.
When you're thinking of selling your existing property and moving to a new home, it's important that you try and budget accurately.
The more accurately you can estimate this figure, the better.
To enable you to work out this, you first need to know what your total available funds are and then subtract the cost of moving home.
What selling your property will cost (estate agents typically charge between 1%-1.5% of the property value).
What buying your new house will cost (mortgage fees charged by the lender, solicitors costs, removal lorries, etc).
The more accurately you can estimate this figure, the better.
To enable you to work out this, you first need to know what your total available funds are and then subtract the cost of moving home.
What selling your property will cost (estate agents typically charge between 1%-1.5% of the property value).
What buying your new house will cost (mortgage fees charged by the lender, solicitors costs, removal lorries, etc).
Many of us are looking for a better mortgage deal, or would like to release some of the equity in our home but the process is often not as easy as it first appears.
We will work with you to check the terms and conditions of your existing mortgage.
These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges.
You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.
An early repayment statement will be needed from your existing lender telling you how much you owe.
We will work with you to check the terms and conditions of your existing mortgage.
These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges.
You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.
An early repayment statement will be needed from your existing lender telling you how much you owe.
This can be a popular mortgage option for those wishing to invest in residential rental property.
Although the perception is that buy to let mortgages are expensive, this isn't necessarily correct.
There are many lenders who offer competitive rates, which in many cases are generally similar to the rates offered on a standard mortgage.
Landlords also have a choice between interest only and repayment mortgages.
Buy to let mortgages do differ in several ways from standard mortgages.
When lenders are considering approving a buy to let loan, they generally base their decision on the likely rental income from the property and not necessarily the applicants' income.
Although the perception is that buy to let mortgages are expensive, this isn't necessarily correct.
There are many lenders who offer competitive rates, which in many cases are generally similar to the rates offered on a standard mortgage.
Landlords also have a choice between interest only and repayment mortgages.
Buy to let mortgages do differ in several ways from standard mortgages.
When lenders are considering approving a buy to let loan, they generally base their decision on the likely rental income from the property and not necessarily the applicants' income.
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