Timmins Financial Planning is a provider of Independent Mortgage Advice from the whole of the UK Market. As much of my time is spent helping existing clients I'm not always available to answer the phone straight away. Please either leave a short message or use the contact form and let me know the best time to call you back. I cover Birmingham, Wolverhampton, Dudley, Walsall and the surrounding areas of the Midlands.
As a whole of market adviser I can offer advice and make recommendations from the whole UK mortgage and protection market. Mortgages - Buying a new residential property, whether you are a home mover or first time buyer. Remortgage - Review your current mortgage with the option of further borrowing or getting a better deal. Life Insurance - None of us know what is just around the corner.
The best time to review your protection needs is when you are fit and healthy, don't leave it too late. Business Protection - You insure your premises, equipment and stock against fire flood and theft.
As a whole of market adviser I can offer advice and make recommendations from the whole UK mortgage and protection market. Mortgages - Buying a new residential property, whether you are a home mover or first time buyer. Remortgage - Review your current mortgage with the option of further borrowing or getting a better deal. Life Insurance - None of us know what is just around the corner.
The best time to review your protection needs is when you are fit and healthy, don't leave it too late. Business Protection - You insure your premises, equipment and stock against fire flood and theft.
Services
No broker fee, no obligation, mortgage and remortgage advice from a local Independent Mortgage Broker.
If you are reviewing your existing mortgage or looking for a new mortgage then why not get in touch to discuss your options.
Arrange a free face to face meeting at your own home or place of work.
Daytime or evening appointments available.
Mortgage deals are changing on a daily basis.
A mortgage quote can be sent to you via post or email.
Normally I don't charge a fee for the advice that I give, the lender pays commission for intruducing business to them.
If you are reviewing your existing mortgage or looking for a new mortgage then why not get in touch to discuss your options.
Arrange a free face to face meeting at your own home or place of work.
Daytime or evening appointments available.
Mortgage deals are changing on a daily basis.
A mortgage quote can be sent to you via post or email.
Normally I don't charge a fee for the advice that I give, the lender pays commission for intruducing business to them.
Whilst many of us have a long term plan for the future, how many of us think about protecting what we have now?
What if the unthinkable does happen?
Have you got enough protection to make sure that your family would be able to keep not just their home, but their standard of living?
Unfortunately most of us don't.
Life Cover - money if you die or become terminally ill.
This can be a level payment, decreasing (maybe to decrease in line with a repayment mortgage) or can be increasing (to protect the value of your policy against inflation).
What if the unthinkable does happen?
Have you got enough protection to make sure that your family would be able to keep not just their home, but their standard of living?
Unfortunately most of us don't.
Life Cover - money if you die or become terminally ill.
This can be a level payment, decreasing (maybe to decrease in line with a repayment mortgage) or can be increasing (to protect the value of your policy against inflation).
Income protection insurance, sometimes known as permanent health insurance (PHI) will provide you with a monthly income if you are unable to work due to long term illness or injury.
You can receive a monthly income based on your current earnings, usually 50-60%.
Payments can continue until you are well enough to return to work or until the end of the policy term.
Most policies can run until aged 65.
So for example, if you had a severe illness at 40 and the policy was due to finish at age 65, you could get a monthly income for 25 years.
You can receive a monthly income based on your current earnings, usually 50-60%.
Payments can continue until you are well enough to return to work or until the end of the policy term.
Most policies can run until aged 65.
So for example, if you had a severe illness at 40 and the policy was due to finish at age 65, you could get a monthly income for 25 years.
What is key person protection?
Key Person Protection helps safeguard a business against the financial effects of death, terminal illness, or critical illness of a key person.
Who is a "Key Person"?
A key person is an employee whose continued absence would affect the profits of the business.
Someone whose skills, knowledge, experience or leadership are important to its continued financial success.
Why have key person protection?
The loss of a key person may result in reduced sales, loss of profit/turnover, wasted time, recruitment costs, the disruption of development plans or increased workloads for remaining staff.
Key Person Protection helps safeguard a business against the financial effects of death, terminal illness, or critical illness of a key person.
Who is a "Key Person"?
A key person is an employee whose continued absence would affect the profits of the business.
Someone whose skills, knowledge, experience or leadership are important to its continued financial success.
Why have key person protection?
The loss of a key person may result in reduced sales, loss of profit/turnover, wasted time, recruitment costs, the disruption of development plans or increased workloads for remaining staff.
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