At Your Mortgage Centre Ltd we offer professional independent advice for mortgages and mortgage protection from the whole market place. We can recommend from thousands of mortgages to help you find the mortgage that is right for you. The ethos of the company is to provide a friendly and reliable service, and to advise customers through the whole process of buying a property.
We take the time with every customer to listen to their needs and explain the process of arranging a mortgage. We aim to make the process as smooth as possible by dealing direct with the mortgage company and completing as much of the paperwork for our customers as we can. We pride ourselves by offering an excellent service and because of this most of our customers are happy to refer their friends and family to us.
We are delighted with our new home, thanks to you both for acting so quickly and going the extra mile!
We take the time with every customer to listen to their needs and explain the process of arranging a mortgage. We aim to make the process as smooth as possible by dealing direct with the mortgage company and completing as much of the paperwork for our customers as we can. We pride ourselves by offering an excellent service and because of this most of our customers are happy to refer their friends and family to us.
We are delighted with our new home, thanks to you both for acting so quickly and going the extra mile!
Services
Chris Shelton and Digory James set up Your Mortgage Centre in 2006 to help ensure that customers are provided with a full service when looking for a mortgage.
With over 35 years of mortgage experience between them by working in Banks, Building Societies and Estate Agents, Chris and Digory created the company for customers who would like to have the choice of the whole marketplace.
Chris began working in Financial Services in 1994 where he worked at the Royal Bank of Scotland.
Since then he has gained a wealth of knowledge working as a mortgage adviser in local estate agents before setting up Your Mortgage Centre Ltd.
With over 35 years of mortgage experience between them by working in Banks, Building Societies and Estate Agents, Chris and Digory created the company for customers who would like to have the choice of the whole marketplace.
Chris began working in Financial Services in 1994 where he worked at the Royal Bank of Scotland.
Since then he has gained a wealth of knowledge working as a mortgage adviser in local estate agents before setting up Your Mortgage Centre Ltd.
There are many types of mortgages available on the market and it can be confusing to know which one is right for you, so we have have outlined the basics below.
To seek further advice, please contact us today.
With this type of mortgage the mortgage repayment will be made up of part interest and part capital, which means that each month you are reducing the amount owed on your mortgage.
A repayment mortgage ensures that the mortgage balance will be paid in full at the end of your agreed mortgage term, as long as your mortgage repayments are kept up to date.
To seek further advice, please contact us today.
With this type of mortgage the mortgage repayment will be made up of part interest and part capital, which means that each month you are reducing the amount owed on your mortgage.
A repayment mortgage ensures that the mortgage balance will be paid in full at the end of your agreed mortgage term, as long as your mortgage repayments are kept up to date.
At Your Protection Centre, we advise on the different types of policy which you can take to protect you from the effects of adverse health, inability to work and death.
These policies include life cover, critical illness cover, income protection, and mortgage payment protection.
Critical illness cover pays out a cash sum if you're diagnosed with one of a number of listed critical illnesses, including some types of cancer, a heart attack or stroke, multiple sclerosis or the loss of limbs.
Some policies will have limited CI definitions which will be listed in your policy documentation.
These policies include life cover, critical illness cover, income protection, and mortgage payment protection.
Critical illness cover pays out a cash sum if you're diagnosed with one of a number of listed critical illnesses, including some types of cancer, a heart attack or stroke, multiple sclerosis or the loss of limbs.
Some policies will have limited CI definitions which will be listed in your policy documentation.
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