3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of residential, buy to let, bridging and commercial mortgages. 3mc are able to provide solutions for advisers on cases they deal with on an infrequent basis, and so can give you the tools you need to make the most of every lead. Our introducer service will enable you to refer clients to 3mc safe in the knowledge that we will provide a fully advised recommendation process to your client.
3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples. 3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO's, Ex Pats and multi units on one freehold.
BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.
3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples. 3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO's, Ex Pats and multi units on one freehold.
BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.
Services
3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of residential, buy to let, bridging and commercial mortgages.
Over the past 25 years, 3mc has become one of a limited few "hybrid" distributors offering mortgage intermediaries access to various specialist lenders.
3mc prides itself on its true independent status working with directly authorised intermediaries and appointed representatives of all partner networks.
3mc has a wealth of experience when dealing with specialist lending enquiries from all of our intermediary customers.
Over the past 25 years, 3mc has become one of a limited few "hybrid" distributors offering mortgage intermediaries access to various specialist lenders.
3mc prides itself on its true independent status working with directly authorised intermediaries and appointed representatives of all partner networks.
3mc has a wealth of experience when dealing with specialist lending enquiries from all of our intermediary customers.
Mortgage packagers exist to provide solutions for advisers on cases they deal with on an infrequent basis, and so can give you the tools you need to make the most of every lead.
Packagers have been around for as long as the specialist market.
At 3mc we are celebrating our 25th year of business in 2020 and we have worked with thousands of advisers through multiple market cycles.
The sector is also bigger than you might think.
We handled in excess of 2bn worth of specialist mortgage enquiries at 3mc last year and we are just one packager.
Packagers have been around for as long as the specialist market.
At 3mc we are celebrating our 25th year of business in 2020 and we have worked with thousands of advisers through multiple market cycles.
The sector is also bigger than you might think.
We handled in excess of 2bn worth of specialist mortgage enquiries at 3mc last year and we are just one packager.
Should you wish to focus on other business areas then our new extended introducer service will enable you to refer clients to 3mc safe in the knowledge that 3mc will provide a fully advised and recommendation process to your client and that you will receive a percentage of the gross revenue received at completion.
There is a no cross-sell agreement in place for any other products apart from the mortgage.
If the client re approaches 3mc for further mortgages or at the end of the product period, the client remains that of the introducer and the introducer receives the same commercial terms for repeat business.
There is a no cross-sell agreement in place for any other products apart from the mortgage.
If the client re approaches 3mc for further mortgages or at the end of the product period, the client remains that of the introducer and the introducer receives the same commercial terms for repeat business.
To give mortgage advice to clients of this practice with regards to all matters within the scope of our mortgage regulation.
To ensure you act with honesty and integrity in your dealings with client, colleagues and other associated business at all times.
To produce written evidence of your activities as required by our practice and our regulator.
To comply with our internal Compliance and other procedures as laid down in our written procedures.
You are to conduct client interviews, analyse client needs, research the market and make suitable recommendations in writing.
To ensure you act with honesty and integrity in your dealings with client, colleagues and other associated business at all times.
To produce written evidence of your activities as required by our practice and our regulator.
To comply with our internal Compliance and other procedures as laid down in our written procedures.
You are to conduct client interviews, analyse client needs, research the market and make suitable recommendations in writing.
Combined total income from all applicants of 25,000 for UK based applicants.
15,000 (Combined) for experienced landlords with more than 24mnths rental experience For First Time Buyer First Time Landlords.
Residential BTL properties in a condition to be let.
No commercial properties.
First Time Buyer First Time Landlord accepted with minimum employed income of 85,000.
No holiday lets, Airbnb, consumer buy-to-lets, shared ownership, Help to buy, Right to Buy or owner occupied properties.
Above Commercial - considered up to 75% LTV Residential BTL properties in a condition to be let.
15,000 (Combined) for experienced landlords with more than 24mnths rental experience For First Time Buyer First Time Landlords.
Residential BTL properties in a condition to be let.
No commercial properties.
First Time Buyer First Time Landlord accepted with minimum employed income of 85,000.
No holiday lets, Airbnb, consumer buy-to-lets, shared ownership, Help to buy, Right to Buy or owner occupied properties.
Above Commercial - considered up to 75% LTV Residential BTL properties in a condition to be let.
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