With access to exclusive products from the UK's leading mortgage lenders, our professional mortgage brokers are here to help you find a mortgage that fits your needs perfectly. We provide free of charge, no obligation mortgage advice and help to secure you an Agreement in Principle. Our dedicated team manage every aspect of the mortgage application process through to completion, providing regular updates on the status of your application and a friendly ear for any questions you may have along the way.
We offer face-to-face mortgage advice throughout Essex and the South East of England, as well as an online mortgage advisor service via telephone and email, to customers across the UK. What's more, because we know that your time is precious, we're open until late. Whether you are buying your first property, moving home, remortgaging, buying to let or simply looking for some mortgage advice, we are here to help.
We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.
We offer face-to-face mortgage advice throughout Essex and the South East of England, as well as an online mortgage advisor service via telephone and email, to customers across the UK. What's more, because we know that your time is precious, we're open until late. Whether you are buying your first property, moving home, remortgaging, buying to let or simply looking for some mortgage advice, we are here to help.
We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.
Services
Our policy is 'straight talking advice'.
No jargon, no fuss, no stress.
We're passionate about securing the best mortgage for our customers regardless of circumstances.
We endlessly evidence this in our results, we have provided thousands of mortgages to clients buying their first properties, remortgaging, moving home, purchasing additional properties and even those with a history of adverse credit.
We will continue to offer our services and knowledge to new customers who want to secure the best mortgages the market has to offer.
No jargon, no fuss, no stress.
We're passionate about securing the best mortgage for our customers regardless of circumstances.
We endlessly evidence this in our results, we have provided thousands of mortgages to clients buying their first properties, remortgaging, moving home, purchasing additional properties and even those with a history of adverse credit.
We will continue to offer our services and knowledge to new customers who want to secure the best mortgages the market has to offer.
Our whole of market Mortgage Advisors have access to thousands of product from over 120 lenders.
We will help you secure the right product tailored to your circumstances.
Our team of highly experienced mortgage advisors have access to the UK's leading mortgage lenders, including exclusive products that cannot be found on the high street or comparison sites.
So, whatever your individual circumstances, you can be sure that we have a mortgage that fits your needs perfectly!
Unfortunately, not all advisors are made equal, some will work specifically with certain lenders, while others are just not experienced or informed enough to understand the full mortgage market, this can lead to clients missing out on the best rates, lower monthly payments and even securing a mortgage in the first place, all because their advisors won't or can't work with the non-conventional criteria offered by banks not based on the High street.
We will help you secure the right product tailored to your circumstances.
Our team of highly experienced mortgage advisors have access to the UK's leading mortgage lenders, including exclusive products that cannot be found on the high street or comparison sites.
So, whatever your individual circumstances, you can be sure that we have a mortgage that fits your needs perfectly!
Unfortunately, not all advisors are made equal, some will work specifically with certain lenders, while others are just not experienced or informed enough to understand the full mortgage market, this can lead to clients missing out on the best rates, lower monthly payments and even securing a mortgage in the first place, all because their advisors won't or can't work with the non-conventional criteria offered by banks not based on the High street.
There's a common misconception that mortgage companies will never lend to those with a poor credit history.
Though having a credit record that is less than squeaky clean may limit your options, you certainly shouldn't give up hope of ever purchasing your own property if you have encountered financial difficulties in the past.
There are plenty of bad credit mortgages on offer from specialist lenders that are willing to be more flexible with their criteria and consider cases from individuals who have had arrears, defaults, county court judgements (CCJs), individual voluntary arrangements (IVAs), been placed on debt management plans or suffered bankruptcy in the last six years.
Though having a credit record that is less than squeaky clean may limit your options, you certainly shouldn't give up hope of ever purchasing your own property if you have encountered financial difficulties in the past.
There are plenty of bad credit mortgages on offer from specialist lenders that are willing to be more flexible with their criteria and consider cases from individuals who have had arrears, defaults, county court judgements (CCJs), individual voluntary arrangements (IVAs), been placed on debt management plans or suffered bankruptcy in the last six years.
A Specialist mortgage is quite a broad term that can contain a lot of different categories.
Unconventional property, income deriving through a combination of regular overtime, bonuses or commission, or even something as simple as a government scheme like help to buy or right to buy mortgage, getting approved for these kinds of mortgages can be tricky, especially if you don't know much about the industry.
The good news?
As specialist mortgage brokers, we have access to the whole of the UK's regulated mortgage market, amongst the well-known Highstreet banks and building societies are masses of smaller specialist lenders, who unlike the big Highstreet names, will assess your application on an individual basis, in order to determine your mortgage eligibility.
Unconventional property, income deriving through a combination of regular overtime, bonuses or commission, or even something as simple as a government scheme like help to buy or right to buy mortgage, getting approved for these kinds of mortgages can be tricky, especially if you don't know much about the industry.
The good news?
As specialist mortgage brokers, we have access to the whole of the UK's regulated mortgage market, amongst the well-known Highstreet banks and building societies are masses of smaller specialist lenders, who unlike the big Highstreet names, will assess your application on an individual basis, in order to determine your mortgage eligibility.
Many people are embracing a more flexible way of working by becoming sole traders, setting up limited companies and even contracting and freelancing their services, this often means that their income is unpredictable and less common than those who work a regular 9 to 5 job.
We understand that as long as bills are being paid, on the surface there won't appear to be a problem.
But, when it comes to finding a mortgage deal, the average High Street provider may not see your situation like we do, and can be less willing to offer their most competitive products to those with an unusual financial setup, as they do not fit their 'one size fits all' approach to lending.
We understand that as long as bills are being paid, on the surface there won't appear to be a problem.
But, when it comes to finding a mortgage deal, the average High Street provider may not see your situation like we do, and can be less willing to offer their most competitive products to those with an unusual financial setup, as they do not fit their 'one size fits all' approach to lending.
Reviews
Be the first to review C L S Money.
Write a Review
