Birch Mortgage & Financial Solutions

Taking out a mortgage is one of the biggest financial commitments you will ever make, which is why you need expert monetary advice from leaders in the industry.
One mistake could impact the rest of your life.
At Birch Mortgage & Financial Solutions, in South Yorkshire, we provide impartial mortgage advice that is tailored to suit your requirements.
This includes an extensive selection of Mortgage and Insurance services, including equity release, buy-to-let mortgages, re-mortgages, purchases, and a broad assortment of insurance products and services.

There is no denying that this is an exciting time in anyone's life, yet it can also be a bit daunting and overwhelming as well.
This is why it is imperative to seek expert assistance to ensure that everything goes smoothly.
This is especially the case as there is a lot of misinformation online and myths about securing a mortgage.
At present, a minimum of five per cent deposit will be required before you can be considered for a mortgage for a first-time buyer.
Nevertheless, a deposit between 10 or 15 per cent is advisable, as you will secure a lower rate.

Buy-to-Let mortgages have become the go-to choice in recent years because of lower interest rates.
This, combined with strong rental markets, especially in university cities and towns, has lead to an increasing number of investors that want to add properties to their investment portfolio.
A Buy-to-Let mortgage is a great way to do so.
This is also referred to as an investment mortgage, as lenders consider the rental income you will make from the property when determining whether you can afford the mortgage.

Are you happy with your current mortgage?
Do you want to search for a better rate?
Re-mortgaging can potentially save you a huge amount of money once your initial deal comes to an end.
Of course, if you are happy with your Standard Variable Rate, you may not want the stress of switching.
But, if you're not one hundred per cent certain, it's time to talk to Birch Mortgage & Financial Solutions.
There are lots of benefits associated with re-mortgaging.
Needless to say, you can lower the mortgage payments you make every month.

Here at Birch Mortgage & Financial Solutions, we offer a wide range of insurance solutions to protect you and your family.
After all, a mortgage represents a huge financial commitment, and it is vital to make sure you don't end up in a situation whereby you or your family cannot make the repayments.
After all, this will fall on your spouse or children's shoulders if you lose your job, become critically ill, or pass away.
With that being said, insurance protection is more important than ever when taking out a mortgage, and here is the array of options we have available.