Here at The Mortgage People, we specialise in providing you with quality, professional Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, protection against accident, sickness or death we can ensure that we find the best solution for you. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you. Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection.
Judith Atherton trading as The Mortgage People (Northwich) is authorised and regulated by the Financial Conduct Authority (Registered Number: 304246).
We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you. Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection.
Judith Atherton trading as The Mortgage People (Northwich) is authorised and regulated by the Financial Conduct Authority (Registered Number: 304246).
Services
The Mortgage People have been established since the year 2000 and is run by Judith Atherton.
Judith is a fully qualified mortgage advisor with the CeMAP qualification and offers every type of mortgage from the "whole of market" range.
With The Mortgage People, progress means development.
Financial and life planning that helps you to navigate life's financial complications, free of financial ambiguity and safe in the knowledge that we are at your side, every step of the way.
Appointments can be arranged at our conveniently located offices at a time and day to suit you.
Judith is a fully qualified mortgage advisor with the CeMAP qualification and offers every type of mortgage from the "whole of market" range.
With The Mortgage People, progress means development.
Financial and life planning that helps you to navigate life's financial complications, free of financial ambiguity and safe in the knowledge that we are at your side, every step of the way.
Appointments can be arranged at our conveniently located offices at a time and day to suit you.
Find a Mortgage with first class mortgage advice Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is important from competent and qualified adviser.
Whether you are a first time buyer, looking to remortgage, purchase a second home or even looking to release equity* to provide income in retirement.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is important from competent and qualified adviser.
Whether you are a first time buyer, looking to remortgage, purchase a second home or even looking to release equity* to provide income in retirement.
Struggling to find a Mortgage for your first home?
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR (see jargon buster for definition), with another lender.
Another example is when you may wish to consider re-mortgaging to consolidate debts.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR (see jargon buster for definition), with another lender.
Another example is when you may wish to consider re-mortgaging to consolidate debts.
Becoming a private landlord should not be seen as an easy way of making money.
It can be riskier and more complicated.
It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time.
Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income.
In some cases your income is not ever considered.
It can be riskier and more complicated.
It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time.
Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income.
In some cases your income is not ever considered.
Reviews
Be the first to review The Mortgage People.
Write a Review
