Upton Financial Advice
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Upton Financial Advice
Whether you are looking to find a better deal or borrow some more money, we can look at the whole market to get the very best deal for you, leaving you to relax and enjoy your free time. Equity Release allows home owners over the age of 55 to release a tax free lump sum from their home. This could be used to repay debts, improve lifestyle, a gift to love ones, home improvements or adapting your home to meet your needs.

If you are looking to buy your first rental property or are an experienced landlord looking to review or grow your portfolio, we can help you to find the right mortgage product for your circumstances. When you buy your first home it should be one of the most exciting things that you do, however, most people find this to be a stressful experience. We can make this process as stress free as we can for you.

If you are looking to buy your next home, we will guide you to the best mortgage deal as well as explaining all of the costs involved and support you through the moving process.
Services
Sherilyn started her career in Financial Services with NatWest in 2004.
Since this time she has also worked at Nationwide as a Mortgage Consultant and as a Mortgage Manager at HSBC prior to setting up Upton Financial Advice in 2018.
Sherilyn loves being a Whole of the Market Broker as she feels that this ensures that her clients get the very best mortgage options as she is not restricted to one lender.
Danielle loves helping customers achieve their property dreams whether it's a first step on to the property ladder, moving to a bigger family home, or adding to an investment portfolio, and her aim is to make the process as easy as possible.
For many people, their property is their biggest asset.
Unlocking this value via equity release is an option being considered by an increasing number of over 55s as a way to help financially plan for retirement.
Equity can be released via a lump sum or in stages via drawdown to help provide an additional source of funds or income in later life, with a growing choice of product features and flexibilities.
Lifetime Mortgage - You can borrow against the value of your home which is like a standard residential mortgage.
If you've never bought a home before, the whole process can seem quite bewildering.
Often, arranging a mortgage can look like the most complicated bit of all, which is why you should always take advice.
By using a Broker, they will guide you through the whole mortgage process, step by step.
There are thousands of mortgage products out there, and even when you're armed with all the facts, it can be tough finding one that best suits your needs; the right mortgage product can save you thousands so it is always worth getting a bit of help.
If you are looking to buy your next home, we are here to help.
We will guide you to the best mortgage deal as well as explaining all of the costs involved and support you through the moving process.
An important starting point is to know what your maximum budget is and have your borrowing limit confirmed.
This can help with the application further down the line in that if there are any issues that may prevent you from getting a mortgage, these can be resolved early on in the process.
At Upton Financial Advice, we will work with you and discuss areas such as your income, outgoings, future plans and savings to make sure that our advice takes your circumstances into account, both now and in the future.
There are a number of reasons why you may want to look at remortgaging and it is important to know that even though you are not moving home, you could still get a great deal on your mortgage.
When you first secure a mortgage deal invariably, you are offered an incentive rate that lasts for a set amount of time.
Once this ends, it is important to look at your mortgage as you may end up paying a higher rate if you stay with your current lender.
By reviewing your mortgage, you could see a reduction in the interest rate you pay and therefore reduce your monthly outgoings.
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